You must follow your gut instinct OP and do what feels right to you.
There is a fair bit of misinformation on this thread about homebirth. The evidence shows that homebirth is as safe as hospital birth for women with uncomplicated pregnancies with the added benefit of less medical interventions such as instrument delivery, c-section or the need for a blood transfusion.
Things very rarely go wrong at a homebirth as mothers have dedicated one-to-one care from a midwife who will transfer to hospital at the smallest glimpse of a problem. In hospital midwives are often busy looking after several women and cannot provide the same level of care as you would receive at home.
Homebirth midwives are trained in neonatal resuscitation and carry the same drugs to stop haemorrhage as a hospital would use. Shoulder dystocia is treated exactly the same way at home as it is in hospital. Serious but very rare complications such as cord prolapse can be fatal at home or in hospital. If an emergency c-section is required most hospitals would deliver the baby within 30 minutes. When transferring in from a homebirth the hospital can prepare the theatre while you are enroute.
If this is your second or subsequent baby then the worry of giving birth, unassisted on the way to hospital is a serious concern.
Do you have a local homebirth support group? These can be invaluable as you can hear from parents in your area about their experience of homebirth.
There is no way I would risk going to hospital if I was having a straight forward pregnancy.
I run the Greater Manchester Homebirth Support Group and we've recently made a series of short videos to provide information to parents-to-be about homebirth.
Get the lowdown on homebirth from midwives:
Midwives homebirth equipment:
Dads' perspectives on homebirth:
Hope this helps you come to a decision. Best wishes for a smooth, easy birth! x