Hi,
After some advice as I am totally unsure on what to do and i'm hoping some outside perspective would help.
DD turned 5 yesterday, she has just started full time school, i'm engaged to her Father and we are very happy, i'm 30 in December (If all this is relevant?)
DP is desperate for another baby, I am totally unsure and I know i'll never be completely sure. I'm so unsure due to finance and career issues and simply cannot make a decision.
I work PT, i'm classed as self employed but I work for a Company. The money is crap and the job is quite stressful, this is relevant as if I had another baby there is certainly no guarantee that I could return to this position. I am desperate for a decent career, there is a particular field I want to work in (not an easy field to get into) and I do as a many hours of voluntary work in this field as I can and am just waiting (and desperately hoping) for things to start working out for me. I couldn't do any more or try any harder to get into proper employment in this field. It's very frustrating, but I will never give up!
DP is self employed. Slowly but surely he is progressing in his work and earning more. He assures me that we are going to be just fine, we will cope and things will continue to get better. Unfortunately we rely on some (not much, just the small amount we are entitled to but that helps greatly) tax credits at the moment but we don't receive any housing benefit or anything like that. Money isn't tight, we are coping, but I feel really uncomfortable about relying on state handouts. It literally racks me with guilt and I cannot wait for the day that we no longer have to (DP assures me that this day is coming, but I "what if?" everything. He obviously cannot be sure.
Thing is, if I have another baby then that is more government money that I would have to claim. The majority of my friends receive tax credits and I know it's the norm for alot of families nowadays but for some reason it makes me feel so uncomfortable. What if they where suddenly taken away and we couldn't manage without them? I would also feel guilty bringing another child into the world whilst taking other tax payer's money.
The other thing is my career. I am desperate to contribute more to our family and want the security of my own decent money, but what if I keep putting having another child off and in 3 years from now I still haven't progressed any further in my working life? I feel like time is ticking for me in terms of career, but if i'm going to have another child then I would rather do it sooner than later, i'm happy to balance and lucky to have some family support.
I am full of what if's, their never seems to be a right time to have our second (and final!) child. DD is desperate for a brother or sister and DP doesn't want any larger a gap than there is now, he is really broody! I'd love another one, but should I wait until I make some headway in my career? Even though that day could be a long way off?
WWYD in my position? Would you get it out the way soon and hope for the best or would you put it off in the hope you manage to sort your own career out eventually? Thank you if you made it this far!