My partner (of 18 months) and I have discussed living together. A few years ago his personal life meant he got out of his depth with money and ended up opting to get an IVA. He has managed really well on v.limited income for last four years and his IVA is due to be paid up September 2015.
He has assured me that if he moved in he'd be able to pay half of all my bills, as he is paying rent/bills in his current house so no difference. However I would prefer to wait until he has paid off the IVA til he moves in. I can't put my finger on why, something about it makes me uncomfortable. The idea of debt freaks me out, and I am v.careful with money. It's not like I think he wants an easy ride or access to my money (which he wouldn't get anyway, we would maintain our own bank accounts) I rent my very modest little house so it's not like he could somehow 'get his feet under the table', and I wouldn't have to support him if he's paying his way. AIBU to want to wait til it's paid off? Or just a bit over cautious? Maybe I just need to chill out.