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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not be surprised that we're 'not getting anywhere'

34 replies

SEmyarse · 06/07/2014 17:05

Dh has just had a whinge (a recurrent one) that we're not getting anywhere. this was triggered because I have just paid a tax bill, and we have also recently purchased a new (14 plate) van for my work. We have been saving for the last 5 years knowing I would need this for work since I do such high mileage, so I murdered the previous one.

So now he's just moaned that we 'only have a few grand' in the bank. And I've laughed and looked puzzled at him, which has annoyed him. Which is when he said we weren't getting anywhere.

But I've not actually managed to get out of him where it is we're supposed to be getting to. And surely a few grand in the bank is a good thing since I'm just a self employed van driver and he does 12 hours care work a week. I'm quite happy for him to work part time, in fact since he detests his job I've said many times I don't mind if he gives up altogether and we'll manage, but he carries on, and says he'll get a different part time job, but I've not known him apply for a single one.

So we both have unskilled jobs (apart from driving licence), but if he wants to 'get somewhere' he's the one with a degree! He's the one that is bothered, but as far as I can tell we can do everything except buy a house. Which is so far out of our reach it's laughable, so he'll have to put up with our HA house, which actually he doesn't express displeasure with. So where the hell is it that he wants to get to??

OP posts:
LonnyVonnyWilsonFrickett · 06/07/2014 23:36

DH and me saved money, held money back from a house sale/purchase and did a huge extension to our house which cost a fortune. There was an option which I would have been happy with which would have cost half a fortune, IYSWIM, it was DH who really wanted to create a wow factor.

He was an actual living nightmare throughout the build. Took to brooding over the bank balance. Accused me (the person who didn't want the extension) of being a spendthrift.

What I'm saying is, people sometimes form an emotional attachment to the bank balance. It's not particularly logical, it's bloody annoying, but it is what it is.

Sounds like you're doing really well. Hopefully DH will calm down in a couple of weeks.

wafflyversatile · 06/07/2014 23:38

maybe he just likes a whinge now and then.

OnlyTheWelshCanCwtch · 06/07/2014 23:46

You doing well op, good on you!!!
We barely get out of overdraft on payday!

BadLad · 07/07/2014 02:24

But I've not actually managed to get out of him where it is we're supposed to be getting to.

And I wish he'd tell me what he wants this money for

Some time in the future when he can afford not to work and have a comfortable standard of living, presumably.

Fideliney · 07/07/2014 06:45

Do you think he secretly/subconsciously is not happy in HA housing and is hoping a deposit to buy is going to magically accumulate?

SEmyarse · 07/07/2014 07:12

Maybe. He was trying to tell me a while ago that I should try and get on the housing ladder before he's dead for security (he's 13 years older than me), but I've got no interest whatsoever tbh. And I certainly don't like the idea of making long term plans without him.

And it was his insistence that I bought the van now (in fact after one breakdown of the old one, he went into the dealer's and arranged it with just a quick afterthought phone call to confirm with me) I was happy to flog the old one for a year or 2 longer, and then I intended to buy second hand.

But he persuaded me that he'd got a great deal (he had) and it was totally worth paying out for new. But now he seems shocked the money has gone!

OP posts:
Fideliney · 07/07/2014 07:21

After my divorce I went from owner-occupying to HA (due to DV)

I didn't relax for the nearly 3 years I was renting from the HA. It just didn't feel as 'safe' to me, compared to how the mortgage had felt althought the house was lovely non-estate blah blah. As soon as I bought this place I calmed down, despite the mahoosive mortgage. I just feel more secure.

Maybe he feels the same? (It is unusual-ish to go from owning to renting - it can feel a bit backwards)

He sounds like he prefers bought to rented (van) and he is feeling time pressure (talking about death).

Try and get him to talk. Maybe there's a compromise. Have you got the Right to Acquire? Maybe you could buy your existing house?

Fideliney · 07/07/2014 07:25

Alternatively, download something from Shelter to proved to him just how secure the tenancy is and do look at local house prices and do the sums to work out what would work out cheaper over a lifetime - rent or mortgage.

That might or might not work. Money and housing security are such emotional things.

He might also have concerns about leaving assets to the DC. What is normal in his family? Renting or buying?

Sleepytea · 07/07/2014 07:28

My DH is the same. I think he needs to know that our bank account is healthy so if anything unfortunate happens, we still have money to pay the mortgage, bills and food. So when we have a big spend, it seems to him that we've spent our emergency money. I just sit him down and show him lots of numbers so that he can see that things are not too bad.

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