I am in financial difficulty and have had to reduce payments to the few creditors I have and re-negotiate the payments I make to essentials such as British Gas, British Telecom and TV Licensing.
Everyone has been great except for the 3 named companies above who have refused to budge one inch.
British Gas, after explaining I had been nursing a dying relative and wasn't aware I was in arrears, wouldn't wait until after the funeral for payment. They demanded FULL payment or I would have to PAY for a pre-payment metre to be installed.
British Telecom, increased my bill by almost 300% because I fell in arrears and would not reduce my monthly payments unless I could pay them in full.
TV Licensing, just bloody horrible! I forgot my licence had expired and, as soon as I realised, phoned them to get a payment card. The assistant kept on repeating that I was liable to prosecution. She must have said it 10 times! FFS, I am phoning YOU to pay, there's no need to be so threatening.
On the contrary everyone else has been helpful: landlord, Council Tax, 3 Mobile, Capital One etc.
BT, BG and TVL have made me fear answering my door/phone.