(Asking for my brother) re ex girlfriend paying off credit card...

[curiousgeorgie]

My brother & his lovely girlfriend split up in February. (Sob! We all miss her!)

It was her decision to go for a number of reasons. They both moved out of their flat, split the stuff and moved on.

My brother has just got a return to sender credit card bill. They got it together to buy furniture, paid it off, and then it appears she used it to get him a stupidly expensive Xbox for Christmas... But now isn't paying the bill.

He said he should message her and ask her to pay for it, I said just take it as a loss and pay it yourself, as it is in your name despite the fact she was paying the bill till now.

What would you do? He said his reasoning is that he didn't ask for it (although he does use it) and he bought her presents too that she has kept that he paid for.

if the bill is in his name then he is liable for the amount owed. He could ask her for the money but ultimately he is the one that will have to pay it if he doesnt want to default on the payment.

If its in his name it's his responsibility to pay it I'm afraid.
He could try and get the money back off her but I don't fancy his chances

He needs to pay it if it's in his name.

I don't think you can have joint liability on credit cards. Even if you have a partners card, the main card holder is liable for all debt.

I would get him to pay it off asap, before any interest starts to accrue.
Also to stop any damage to his credit rating.

He could then ask her for the money. She might give him something towards the bill.

Morally yes, she need to pay it. She knew it was owed and that she spent the money when she left so she has no excuse. He needs to ask her for it plus and interest/charges accrued because she hasnt paid it.

But legally it is in his name so he should pay it off to avoid it affecting his rating. Does she still have a card? That needs cancelling asap if she does.

Get him to pay. Its in his name so his responsibility.
He could ask her for some money to help pay it off but she does have a right to refuse. He has my sympathies as i was left with a huge credit card bill when me and my ex split

He should post her a copy of the bill, but also make the payment in time himself. If she is as nice as you say, she will do the right thing.

Failing that there's that UK version of Judge Judy looking for guests.