To worry about dh going back to full time education

[Bitofadilema]

Namechanged

I am pregnant with baby number 2. Have a six month old baby (was advised to go straight away again)

I am in full time permanent work - good income and got married three years ago. Dh owns a property of much higher value and when tenanted, the mortage costs I the same as my own (so both pay 700 per month)

So I pay the mortgage on our home. His is in negative equity and won't sell at the moment, though he could sell it and break even then we could both pay this one.

He is in good professional permanent work also ( though industry is at risk and he doesn't really like it)

He wants to do a postgrad in teacher training. He wants the good hours and holidays. This would be in a year or two. We live in a nice area with country schools and I not think the difficulties other school have.

I am really worried about money. He was really annoyed with me for putting a downer on the idea. I am paying 700 a minth mortgage. We shop at aldi. I need to change my car due to baby 2, childcare ( I could cover both at a push but why should I ? )

We broth going on about our business. We have rarely rowed in three years but I am a bit pissed off to I still pay all th mortgage gphere and now this hair brained idea too.

It seems to me that the issue here is not so much the money but DH's wish to do this "for the good hours and holiday". If that really is his reason the whole thing is just doomed and you will totally waste the money spent on training.

We have only started to pay childcare as baby is six months old but from next summer there will be two needing full time care. I would have to fund two babies at cm, already pay full mortage so it would leave me with nothing after bills too.

As it is, we pay half into everything except the mortgages. We pay our own.

I won't share finances as it would annoy me to pay into a house the losing value. Also dh would ask do we need that etc a lot ( even if broken and needs replacing ) . Also I earn more than dh and like my own freedom. This doesn't mean bailing out dh to take a year or more out. As it is we are living in tiny house with big mortage. With two babies I think it's ridiculous for dh to give up professional permanent employment to go back to college. He already has six years of university education and turned down teacher training for another industry.