to think splitting up is easier

[coolcookie]

if you don't own property
I have been with my partner 14 years and I want out.
if we sell I nay get 75k share of equity. not enough to buy sonewherw else as sahn. yet with 75k I will have to use this money to live as I wwon't qualify for benefits.
ifvi kept my place I would have rental income or if I never owned property I would get housing benefif etc.
aibu

It "seems" easier for those that don't own, that are therefore eligible for help and converselyfor the wealthy doesn't it

Why do you have to sell? Can you stay put and sublet?

YANBU. The financial side of splitting up with a long term partner is much easier if you don't have shared assets that need to be split.

That is the exact position I am currently in. It's not great but better than being in relationship that I didn't want to be in any more.

It does complicate things a bit, but are you saying you'd rather have housing benefit than £75k in the bank? Doesn't sound very logical to me.

There's no question that your financial situation will be worse after you split up. It's just more expensive to maintain two households than one. And you might find that you can't afford to stay home with your kids for as long as you'd planned, which is a shame. But that's not specific to home owners.

Sandthorn it might not seem logical and even ungrateful but when you are used to being a homeowner to then have to spend all your equity on rent which is probably double your mortgage was and then in 5 years have nothing left it is frustrating that it couldn't have been put to better use.

The thing is I worked for 19 years and paid into a mortgage for 14 years. Yet unless I can get a shared ownership all that equity will go.
Really shouldn't have sold my 1st home.
At least than I would have something to fall back on.

Could possibly rent out a room but I still couldn't affordto buy (d) h out. Don't think he will want to do mesher order anymore than I do. Feeling trapped.