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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

removing a joint signatory from kids a/c

7 replies

ddrmum · 06/04/2014 22:04

Hello!! I'm looking for some help with a financial issue. My exH demanded to go on our childrens a/c as a joint signatory. We have since divorced acrimoniously with a background of DV and he is refusing to attend the bank to allow me to withdraw money to provide them with clothing for a school residential trip. Much of the money in these accounts was from child benefit saved when I was in a better financial situation. I work full time & am the sole provider for my children and money is extremely tight. He was sacked from his job and feels that £20 p/m maintenance for 3 children is appropriate!! He is using this as a power/control over me as he remains bitter. Is there any way I can have this joint signature overturned or removed in any way? Many thanks in advance.

OP posts:
ilovepowerhoop · 06/04/2014 22:15

I'd speak to the bank but I dont think his name can be removed without his permission

deakymom · 06/04/2014 22:27

did you put it on? were you the person who opened the account? they might let you............?

deakymom · 06/04/2014 22:29

more importantly can you close the account without his permission? some accounts have a loophole either person can close the account but you need two signatures to withdraw money xx how old is the child over 12 they can withdraw money themselves usually

Bogeyface · 06/04/2014 22:30

I would imagine that you would need to go to court to get it done.

If he is potless then his solicitor would advise him to remove his authority on the basis that fighting it in court will cost him an absolute fortune.

Start with speaking to your bank then your solicitor, a strongly worded letter making it clear that you will go to court if necessary may be all it needs.

ddrmum · 06/04/2014 22:38

Thanks everyone :) He is a 'vexatious litigant' and going to court makes him feel powerful & important. I did open the childrens a/cs but he demanded to have his signature on them - again, feeling powerful and controlling. I'll look into the option of closing down the accounts - didn't think of that & my eldest is

OP posts:
Bogeyface · 06/04/2014 22:49

Can you prove that you paid the money in?

Presumably you will have statements etc that shows that it went out of your account and into his?

Sorry I dont know what LIP means, but I would suggest that the cost of a solicitor may be worth it, if only to get some advice on how to proceed.

ddrmum · 08/04/2014 18:45

Hi Bogeyface, sorry for the delay in replying. LIP is litigant in person :)
I don't have any spare money for solicitors, but will need to get the best advice I can to resolve this issue once and for all otherwise I will be unable to ensure that the kids have everything they need & he will continue to exert this 'control'. I can demonstrate that it was paid from my a/c but tbh having been through financial court action following our divorce, it doesn't make any difference whose a/c it came from when you're married.

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