As a family we like our holidays, only every other year but when we go we spend about £8k in total.
We are a family of 5 with dh working full time and me part time, with a combined income of £39000 per annum, we have no debts and a very small mortgage of £12000 on a house worth £290000, we could do with doing some work on the house, could do with a new kitchen, new decking and a few more smaller jobs, nothing huge but if we book a holiday they probably wont get done, we are torn between being being sensible and saying sod it and booking the holiday, would IBU to do so?