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To believe £780 month lone parent benefits income is adequate to live on.

786 replies

goldfacegreen · 13/01/2014 00:48

There's some myth busting required at last I think.

As a lone parent of two under 6, I receive a total of £780 a month in benefits:

Income Support, Child Tax Credit, Child Benefit, CSA (£5 a week).

I receive full housing benefit for a two bedroom house (£75 shortfall which has to come out of my income support, currently being paid via Housing Discretion Award) which doesnt go into mybank account, it gets paid direct to landlord, and £16 a month council tax shortfall also has to be paid out of income.

I'm on meters and gas and electric are around £20 a week each, some of which pays off accrued debt. Water is deducted directly from my income support via an 'attachment of earnings' type court order.

I don't have loans or credit cards, no landline, no satellite tele, no car, no travel expenses, no socialising costs, don't smoke, my Internet is paid for by someone else although I should have organised a bill swap ages ago Blush and I run an old phone on £10 month contract. My other costs are regular swimming, yoga, wax salon, and I buy school uniform and children's clothing as and when required.

Childcare such as nursery (pre-school), morning and after school clubs are free to those on income support, school holiday clubs are heavily subsidised, as are school meals, dentistry, doctor's prescriptions, council run leisure centre swimming and gym classes, and many other recreation facilities.

My budgeting skills are atrocious but having recently done some sums, I actually have around £250 a month 'spare' from all benefits income. Although for the past year or two I've been constantly overdrawn by around £500 so whenever income is credited, I'm always 'one step forwards, two steps back' amd because of this will never get back in the black again.

So, with better budgeting (I don't buy a regular weekly food shop for instance, instead spend a fortune every few days buying dinners and sundries at the overpriced local Tesco Metro) I just don't understand how so many lone parents claim they can't afford to live on these same benefits.
Even if you have debts, there are features in place to reduce your debt payments to just £1 a week or even write them off altogether as a last resort.

Also, the father of my children earns thousands but fraudulently claims benefits, so he is only required to pay the minimum £2.50 a week per child direct from his benefits. Many lone mothers receive full child support which isn't deducted from their other benefits income, so can be receiving up to £800 a month on top of their benefits depending on what the chikdren's father earns. I have noticed that rarely will lone parents on benefits state this fact or include it in their income along with their complaint.

Yes, it is a struggle trying to support myself and two young children on £780 a month (but mostly because I can't get over this overdraft debt shackle) but on paper, budgeting well, it is entirely doable, and if you are frugal, you could even save a little too.

Why does the Daily Mail stereotype exist that single mothers are rolling in handouts, given the above figures? Just under £195 a week is an adequate income for one adult and two young children, surely..

OP posts:
Revenger · 13/01/2014 02:54

I wouldn't say the average person had someone else paying one of their utility bills for them Hmm. Do you declare that to the relevant agencies?

IneedAwittierNickname · 13/01/2014 02:56

Sorry o couple more questions.

If you have a 'spare' £250 per month, how will you never get back.into the black? (which means be in credit doesn't it?)surelt 2 months of not spending that money and, bobs ya uncle?!

And these free arts and crafts activities your children do? We do a lot of crafts here, and ds2 is showing somettalent at drawing, but it costs me money not masses, but some, to buy materials. Confused

goldfacegreen · 13/01/2014 02:56

My apologies Revenger I though it was you who mentioned it.

All of the assistance above was available to me in Tod when I lived there (over 6 years so). I'm probably no more aware of what help is available to similarly situated claimants in Sowerby than you are to those in the Tod area.

MN has a large share of benefit bashing trolls I agree. And yes it's controversial to give full benefits income disclosure. But I'm fed up with the stereotyping too, amd I don't believe that the total income is overly extravagant, just slightly too much. I think it's an interesting topic to talk about, that's all.

OP posts:
goldfacegreen · 13/01/2014 02:57

Revenger nobody pays my utility bills, I said wifi bill.

OP posts:
goldfacegreen · 13/01/2014 02:58

wittiernickname I wish I knew! Bad budgeting I expect Blush

OP posts:
DavidHarewoodsFloozy · 13/01/2014 02:58

Your cicumstances are particular to you OP.

You seem to have a real block with that one.

Revenger · 13/01/2014 02:59

I'm aware of council policy though which unless I'm mistaken, is county wide.

Even so, your figures don't add up so I am disbelieving, yes.

SPsMrLoverManSHABBA · 13/01/2014 02:59

Nothing interesting about seeing how shite life is and how people will know think you are rolling in it because one person states they get quite a bit. I lived of tax credits when his dad walked out. That took a couple of months. Now get an extra £90 every two weeks.

That's my reality. No waxing, no classes.

People are going to read your opening post and assume its the same for all

Revenger · 13/01/2014 02:59

That's a regular bill that they should know about.

MoominsYonisAreScary · 13/01/2014 02:59

Jacks I was the same, then they sent a check out to the wrong address. Luckily I had my mum to help me out while I waited for it to be sorted.

Revenger · 13/01/2014 03:01

Exactly SP. OP, I rather feel like you are trying to say 'if I can do it, so should you'.

MoominsYonisAreScary · 13/01/2014 03:01

My mum paid for my tv package, I know the council knew about it and didnt care.

goldfacegreen · 13/01/2014 03:03

Revenger You're right. I will declare to my lone paremt advisor next appointment that my boyfriend bought me an Internet ready device for Christmas and had been paying the wifi on it since as a gift. I'm curious to know what they think actually, as you suggest, they might deduct that gift from my income support somehow..

OP posts:
SPsMrLoverManSHABBA · 13/01/2014 03:04

They know my sons dad pays for sky here. They put it down as child maintenance though its not, it's because he can't get out of it and forgot to cancel before it renewed. He can't switch it to his house as lives with his mum who already has it.

I'm more of storage Grin

Revenger · 13/01/2014 03:04

It's a question they ask on the forms moomins. I've never had anyone pay my bills for me so I wouldn't know what they do with the information but I think the op is a bit rich saying 'benefits are plenty, why can't everyone else manage' when in reality she is not either.

goldfacegreen · 13/01/2014 03:06

OP Oscar from a bit rich in any context at present, Revenger Grin

OP posts:
Revenger · 13/01/2014 03:06

Grin at the drip feeding. They will probably require a letter to confirm that it's a gift. That's what happens in Calderdale.

goldfacegreen · 13/01/2014 03:06

OP even. Only Autocorrect knows who Oscar is .

OP posts:
GarlicReturns · 13/01/2014 03:06

Six years ago? In 2007, so? You are aware there's been a change of government since then, and a rather drastic economic event?

Are you actually saying "I fled DV in 2007, and I got my stuff then, so everyone else must have got all this stuff too"?

Because that would be - you know, weird.

Revenger · 13/01/2014 03:06

Oscar Hmm.

SPsMrLoverManSHABBA · 13/01/2014 03:07

Calderdale sounds like a made up place that Postman Pat lives in Grin

Yes, I know it's real

goldfacegreen · 13/01/2014 03:07

I haven't lived in Calderdale for 6 years, Revenger, as stated.
I think the thing here is you haven't read the whole thread so are misquoting at every opportunity.

OP posts:
IneedAwittierNickname · 13/01/2014 03:08

My nephew is called Oscar

SPsMrLoverManSHABBA · 13/01/2014 03:09

Any nursery workers here by any chance? Of so could you PM please. Thank you in advance

GarlicReturns · 13/01/2014 03:09

I'll call my benefits goat Oscar.