We live in a housing association house, and DP earns 60k, it won't be forever we're saving for a decent deposit on somewhere, this place is modified for DS's medical needs though, any house we'd buy would have to fit the initial criteria and then have further adaptions for DS.
I don't think we have rtb here, even if we did, we wouldn't.
I wouldn't private rent again, I've only ever had bad experiences that meant my kids being shipped from pillar to post due to no security.
A LL can tell you all they want that they have no intention of selling and leaving you homeless, it doesn't mean they won't change their mind 6 months down the line.
The final straw was when the last private rent place I had got condemned because it was falling apart, unsafe and a Heath hazard.
If everyone was made to occupy a house the right size for their needs, including the elderly, a lot of houses would free up.
There is a lot of empty 1 and 2 bed flats around here that have stood empty for ages, there is also a lot of people scamming the council to get bigger houses (on in some cases 2 houses!)