I'm buying my daughter RAC cover for Christmas. I'm on their website, and looking at covering the car rather than personal membership as I drive her car sometimes too.
Anyway - the cost of covering the car for roadside and home is £79.99. This is clearly stated all over the payment page. Then when you click from the default 'annual' payment to 'monthly' payment, it changes to state that the cost is £8.25 a month.
There is no mention anywhere that paying monthly will cost 25% extra. I think that is a horrendous cost, but am more annoyed that however hard I look onsite it's not mentioned. I do realise that there is a cost involved in collecting the money monthly rather than on one go, but it's not that high.
I'm now looking elsewhere for cover - not so much because of the cost, but because I think that it's underhand, and almost fraudulent.
I am pretty good at maths, and at converting a monthly cost into an annual price, but not everyone is.