Oops, no idea what happened to first line of my post?
Firstly, should caveat this by the fact that I normally deal with big buildings rather than houses but the principles are the same.
You'll always get some cracking in any house; if it's timber framed then it will move with the seasons, expanding and contracting. Unfortunately, we love to go and put plaster everywhere which isn't as great at this and so you end up with little cracks at joints, like the ceiling and walls. Hairline cracks is perfectly normal. If it's big enough to get a £1 in then that's when you need a bit of advice!
Tiles in the bathroom are tricky, is it just one tile and if so, where in the wall is it? It's odd that it's gone through the tile and not the grout but you may have super strong grout and brittle tiles so path of least resistance.
Now, back to your ticking! If it's internal then it's not as easy to see whether there's anything happening at ground level that might be causing it. Mice are definitely an option worth ruling out, or squirrels as my parents had one year. Wasps make a horrid noise too but you'd probably have noticed those if they'd managed to get into an internal wall!
One other simple thing to rule out is to check your cold water storage tank. In winter when the temperature changes it can affect the ball cock ever so slightly which means that it might not quite be closing the valve, or it might be filling just to the level where it's high enough to trickle over into the overflow. I know it sounds completely unrelated, but sounds can travel in funny ways through materials so worth checking nonetheless!
Good luck :)