aibu or deluded to think i can 8 hours of chold care

[judgejudithjudy]

5 days a week for £100 a week?

Op my cm is 4.10 an hour btw.

Thanks cms set their own charges, they are self employed. Are you thinking of nannies?

You can charge what you like if you are self employed. Don't forget, a CM can have up to 3 under 5s and 3 under 8s so it can be 30 pounds per hour.

You could only care for max 2 children under 5 as a childminder though as would have you son included in the 3 under 5 ratio. So £600 dropped to £400. Plus you need to pay for food/ outings/ expenses/ insurance etc etc, so prob max £300.

Can you not move 40 hrs over less days? So long days 3 days instead of 5?

Cheapest option would be an au pair. Around a £100 a week for 25 hrs

Nanny £15 per/hr

My CM is £3.75ph she feeds him lunch and dinner too, takes him out every day, to groups and we all love her and appreciate how lucky we are. We in Bristol area.

Thants childminders are self-employed and set their own rates so minimum wage does not apply. Organix CMer could be getting £5phr for 6 children (3 full day-3 after school) so £30 and hour (hypothetical- i know of no CMer getting this)

Dependent on your circumstances you might be able to get tax credit help towards childcare costs. I'm a single parent and got the majority of my childcare paid for.

YABU to think you'll get that amount of childcare for £100 -

My dd was in 8 hours of childcare 3 days a week and it cost considerably more than that!!

Yes you can if you get lucky and your local council runs their own early years centres. My ds got a place at a nursery where they take them from from 6 months and charge £2.30 per hour. He didn't start until he was 4 (had previously been at a private nursery and a child minder) so they also took off the 15 free hours. A 40 hour week there costs 25 x £2.30 = £57.50 (as they just remove 15 hours) It cost more in the school holidays as it was 40 x £2.30 but that was still only £92.

It was an amazing nursery with very experienced older staff (assume because it was council run so have better t's and c's than private employers). It was also in a brand new building connected to the primary school where he now goes.

Not trying to be smug - just want to point out that they do exist.

Organix why are you paying your cm under minimum wage?
Op it needs to be minimum wage at least per hour for a cm

As the others have said nmw does not apply to self employed people and its not unusual for child minders to have more than one mindee

Cm around 3.50 an hour here. You may be eligible for child tax crefits which would help.

It's not min wage for a cm! They generally have 2-3 children at any one time, so £5/child/hr = £10-£15/hr. I think you're getting confused with a nanny.

£3.50 an hour here too for a cm. Nurseries are in the region of £20-25 per session so £200-£250 a week full time.

Like someone else said, you may be eligible for help through tax credits (which take childcare costs into account). Also look into childcare vouchers, if you don't qualify for tax credits then vouchers can reduce your tax bill as you pay for some childcare pre tax.

unicorn with diamond horn

Mine cost me more than that for two days a week lol.

The person asking why you would want or need that much Childcare though...presumably so the OP can work?!

Meant to add that depending on the age you could get a few hours free or be topped up with tax credits?

Would a family member help out for free?

If you are only on 200pw (and your dp is either not working/low wage or absent) theb you will likely get 70% of your childcare costs paid.

i need that many hours cc because its a ft job & we need the money. thanks - will look into tc.

Aren't you working below nmw if you only bring home £200 pw for a full time job ? Tax and NI should be minimal . What about your dp/dh if you have one ?

I had the offer of full time child care for 50p and hour when DD1 was little!

Work place crèche though, through my then husband work!

I think work place crèches are the only cheap child care available but they are very rare!