What would YOU do if you inherited £20000?

[MoveYourArmsLikeHenry]

Hi all. Just exactly as the title says What would you spend it on?

Pay off debt,
Go on holiday (never been on family holiday)
Update various tired things, eg computer, DH and I's wardrobes
If enough left redo our plumbing and bathroom, otherwise in savings to do that at a later date.

Put it into the mortgage.

Go on holiday
Then stick the rest as part of savings to pay for DC(s) future uni fees

Pay my remaining Lpc loan.

Deposit for a house.

Fix the house - not sure how far we'd get but redecorate 3/4 of it, sort out the driveway and garage, tidy up the exterior and garden, buy a few bits of furniture we're still missing.
Fix the car - get all the dinks and missing paint sorted
Have a holiday.
Boring, but it would be a massive stress relief.

Buy new carpets and curtains and furniture for my house and then take the DC's on holiday.

Stay off work until my DS1 (6 months today) starts school.

Buy a PC or fix the old one, buy another laptop, pay off debts, take dc abroad

Pay 10k off the mortgage and put in a new kitchen.

Pay off overdraft and credit card - £2grand

Put the rest in a bank account and use it as a holiday fund. Me and DS could see the world!

simplyredhead making 20k last 4 years is seriously impressive budgeting.

Extension! Then year out for whole family to travel the world. If I can't afford both, then the year out.

Have a new boiler, if there was much left over I would look at having the upstairs bathroom redone.

Id get replacement windows!!
If my house didnt need them I'd use half towards bills and the other half on a new car.

Put it all towards house deposit...boring!

Might keep a couple of K for a good Easter holiday in 2014.

Buy a newer car, get DH driving (he's never had a driving lesson, but would love to learn) and any left over would be towards the house. Hopefully would be able to get a stairs carpet with the rest.

Do all the work on the house we want to do. New kitchen and bathrooms.

Get entire house professionally and quickly redecorated.

Then buy a large van with fridge, kettle, all singing all dancing DVD system, table and seats that turn around so that I can take some enjoyment out of sitting in the car waiting for various children to finish various after school activities every single night of the week.

pay off my catalogue and credit card bills, splash out on a bit of new furniture and get a newer car.

Or just a car with a privacy screen between me and the kids Either would do.

Pay my parents back for the loan they gave us, which we are slowly paying off

Pay off some of the mortgage (or other more expensive debt).

Otherwise put it away for my DD.

Pay a chunk off my mortgage.

For a sensible grown up answer: pay a large chunk into the mortgage, clear any outstanding debts, leave £5k as "emergency" money in savings

For a wild-have fun-blowout answer: book three weeks off work, go somewhere obscure you'll never really get the chance to go back to, (live in tiger sanctuary in Malay jungle, or inca trail in Peru) have a trip of a lifetime; splurge on sumptuous furniture for the house and all matching billion thread count linens; new kitten . Oh and a terry chocolate orange.

Can never have too many of them