I have been with my DP for 7 years, lived with him for two and have wedding arranged for next year. My question is this - since we moved in we have both kept our own bank accounts and transferred an equal amount in to a joint account to cover all our home expenses i.e. mortgage, bills, groceries etc. Anyway we have discussed the possibility of merging all our money when we get married. Now my DP is 6 years older than me and started working when he left school at 16, on the other hand I went to college and am currently studying for a postgrad, so hopefully (fingers crossed) my employment prospects after this should be quite good, and I will hopefully be earning a good wage, a lot more than him. But his take on things is that if we merge our money after getting married, anything from after we get married onwards will be both of ours but any savings etc. from before will just remain our own. Now obviously he has more savings as he has been working quite a few more years than me.... AIBU to think that you either merge everything or don't??