To clarify, we live in an upper floor maisonette. The windows in question are the tall and thin types that you can flip the handle half way and they swing open on the side, and flip all the way open to leave a five inch or so gap at the top. Our living room, facing the street, is south-facing and sweltering. DH insists we're invalidating the insurance and asking for someone to break in (we live on a fairly quiet suburban street, but there are people around all day every day and I'm pretty sure someone would call the police if they saw someone odd up a ladder trying to smash them open!) He also thinks that there's a risk someone could try and throw a bottle through the gap molotov-cocktail style. I think he's ridiculously overreacting, but would like to put it to the MN jury. AIBU?