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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

WIBU to ask for advice on buying property in Scotland?

67 replies

ComposHat · 15/07/2013 19:57

Due to two pieces of unanticipated good fortune we've found ourselves in a position to buy a flat in Leith.

As neither of us were expecting to be on this position we are a wee bit naive about the whole scenario. We will be speaking to a solicitor tomorrow as we have found a flat that will be perfect for us. It is listed as offers around 100, 000. Will the solicitor talk us through the process and what to offer etc? If not I would appreciate any savvy mumsnetters with a good knowledge of the Scottish system to twlk me through the process and what we should be offering.

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ComposHat · 17/07/2013 17:15

yes 92-93 was the figure I thought. Euphemia we've lived around Leith walk and Easter Road for years. we like ut very much especially as we have loads of friends close by.

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LindyHemming · 17/07/2013 17:18

This reply has been deleted

Message withdrawn at poster's request.

ComposHat · 17/07/2013 17:31

I have developed va softvspot for Hibs too. second only to partock thistle (on the grounds they are in Glasgow and are neither queen's celtic or Pope's o' Rangers.

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Solaia · 17/07/2013 17:50

YABU for not buying the one bed one box flat I have on the market in Leith Wink

I'm actually slightly distressed by this conversation as ours is on well above £100k and we would never take 'in the 90's'. In saying that, Leith is quite a variable area and some streets are more expensive than others. Ours is also in good condition, top floor, views of the castle etc. Ach well we're in no hurry to sell.

It's changed days from when we bought, there would be queues of couples up and and down the close on a Thursday night and the viewings would be a 'one in one out' system. Then a week later a closing date and 10 offers... Madness.

ComposHat · 17/07/2013 20:37

sounds crazy... just rereag the home report there are a coiple of twos on it. due to flat roof section and and a need to re point the chimney in yhe future. should that put us off? sorry to bombard you with questions!

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LindyHemming · 17/07/2013 20:42

This reply has been deleted

Message withdrawn at poster's request.

ComposHat · 17/07/2013 23:54

msgic cheers!

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Solaia · 18/07/2013 17:50

Check how old the flat roof bit is as can be expensive to replace. Usually made of felt and last around 20 years. When it comes to getting buildings insurance we found it difficult/expensive with a flat roof. A few companies are totally fine with it though and I think it is Direct Line who gave us a decent price in the end.

I assume there is no factor (sorry if you mentioned that already) as they are rarer in Edinburgh tenements. There might well be a 'stair committee' or similar that you might like to join.

ComposHat · 18/07/2013 23:11

the roof is oldish I think nut no water damage. small signs of pooling but a 2 on the HR. Out of interest how expensive is expensive?

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Solaia · 19/07/2013 20:42

Our roof was £60,000 I think. Shared between 12 flats. I think that included some chimney work. It took about 4 years to get it started after it was assessed as needing it and we had to have emergency repairs for a leaking roof in that time. The work itself took around 4 months once it was started.

Solaia · 19/07/2013 20:45

Oh sorry did you mean insurance? Our buildings insurance (not contents) with DLine is about £130, but we found quite a few companies either couldn't give us a quote, or quoted hundreds and hundreds. DL was cheapest by a long way if I remember right.

ComposHat · 19/07/2013 20:45

gulp. ..sixty grand!

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ComposHat · 19/07/2013 20:49

sorry silly me I did mean the roof replacement. of the worst comes to the worst at least the costs will be split 16 ways... offer of 94k has been sent to thr solicitors today.

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Solaia · 19/07/2013 21:11

Good luck! Smile

And that was a whole roof - if yours is only a section it will be less. Although we looked at a house recently where the flat roof on the garage needed replaced and had been quoted at £12k...

ComposHat · 19/07/2013 21:17

cheers! solicitor seems to thimk we'll get the lmocknack fot 94k but I remain optimistic.

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lotsofcheese · 19/07/2013 21:18

Good luck with your offer - crossing everything for you!

ComposHat · 19/07/2013 21:21

thanks! Will update!

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