OK, not me, but a neighbour and close friend of mine had this happen to her. She let her 9 year old DD play on the Ipad on some app called Tiny Zoo or something. DD knew daddy's password and managed to empty his bank acount of £600 in 5 minutes by purchasing fairies and unicorns for this virtual zoo. Dont think she realised she was blowing actual money - the holiday money they had been saving up... Apple/Itunes will not refund it, saying they received goods and didnt breach their T&C's. Friend posts on that finance blokes (Martin Lewis) twitter account and gets blasted for being a bad parent!! Bit harsh dont you think?