to worry that some people on benefits won't manage when payments are made monthly

[SuedeEffectPochette]

Of course, many people on benefits are doubtless great at managing a budget, but at the moment people are paid weekly, so if money runs out, it's only a day or so (still bad enough). But when payments are monthly, some people may have a couple of weeks of no money - what is going to happen to them? Also Housing Benefit won't be paid direct to landlords any more, which will lead to a massive increase in homelessness if that money is not passed on. If you have run out of money for food, you won't be paying any to your landlord will you? I think the government should stick to weekly payments.

in my opinion yes some people with addictions etc will struggle with monthly payments, theres going to be a rise in homlessness, overdoses, and general poverty for those people and there will be plenty that easily adjust to monthly payments too!

but all this i work therefore are superior.... fuck off ! your job may not always be there

and the labeling all benifit claimers as poor, with under fed, under preforming children again.... fuck off, you dcs dont preform better because you have a job!

yes some people really struggle due to there circumstances but other live well where your money cones from does not define you.

i hate these judgy benifit threads

I'm a lot luckier than others so I'll be okay, apart from the added stress of having to budget even tighter. I know people who'll struggle, though.
ExP doesn't even have a bank account, no bank will take him. So he'd have to have a month's worth of money in his house all at once. And he's an alcoholic. Guess where that money's going to go

I totally agree that this will hit the most vulnerable people. But then, what Tory policy hasn't so far?

Also rhonda, not everywhere has a credit union. I used to work in our local one before it shut down due to bad lending and non-repayment of loans. Now our nearest one is about 15 miles away, and would cost a fiver to get to minimum on the bus. Not many people on benefits could afford that on a regular basis. It's a good idea in principle though, I wish our CU hadn't shut down, not least because I'd still have somewhere to volunteer

at the idea that everyone is paid monthly.
Someone should have told me when I was doing payroll for 500 agency workers that I only needed to go to work one week in four!

Are the payments monthly or four weekly? Because four weekly is much harder to manage since it is not always easy to manage direct debits if you don't have a set pay date each month. Thousands of supermarket workers across the country can already attest to how annoying this is. I suspect the queue for crisis loans may be round the corner for the first few months whilst people adjust to the change.

does anyone have any links / know when this is supposed to happen?? this has got me worried!! i currently get my child benefits on a monday paid from part time work every other thursday and get my child tax credits on a friday, i have never been paid monthly i have worked where i've been paid fortnightly for over 4 years but the benefits help a lot with the things that my pay just wont cover...

also it would vastly depend where in the month they would pay? the 1st? the 15th? the 30th? same date each month? the last friday of the month? would have to change all my direct debits until the day after benefit payments (some wouldn't be possible such as council tax and mortgage which have to be paid on the first) then work out what i have for the rest of the month

would you get less in feb as its a shorther month? how would they work it out? :/

excuse my bad puntuation!!

and spelling!!

The inhumanity and condescension shown by a minority on here towards this issue breaks my heart. This whole ridiculous idea that if only these silly feckless unemployed types spent a little more time on their CV everything would come good just like that.

Just suppose, for one minute, I could wave a magic wand and conjure up THE perfect CV for all those out of work. One which contained impeccable composition, spelling, layout, experience etc. One which would immediately catch the eye of any employer.

So bloody what .....

.... still doesn't mean there are enough jobs for all those who need them.

There might not be enough jobs, but that doesn't stop people competing for the ones out there. And maybe we'd get more investment in this country if we had more people with a positive attitude towards work, instead of a bolshy, entitled attitude?

I just dropped my son and husband off at a jobs fair in town. The queue to get in was around the block. I dont see any evidence of a bolshy entitled attitude in that queue. But clearly you know better because you have a job and I dont.

Plenty of people in work have a bad attitude towards work too.

Just because some people have a bad attitude to work doesnt mean that they are the representative majority! You say that "I'm sure plenty of people don't as well" almost as if there must surely be a few who want a job but most dont.

Like I said, the queue at the job fair today says different.

Our area has seen mass redundancies recently, and one day that could be you. Its easy to be smug, I know because I was, until your world comes crashing down and you realise that no job is ever secure, not any more. To quote the national lottery "It could be you".

Rhiannon - I made that remark because an earlier bigoted poster seemed to be suggesting that all that was stopping people getting work was their apparently inadequate CVs.

Yes - this topic is all about how some claimants would find it hard to manage monthly payments but arising from that has been a fair few very insensitive remarks more or less saying that if they couldn't manage - tough shit - and practically saying that if people weren't working they should be grateful for whatever they got and however it was paid. In reply to that not surprisingly a number of posters who are in the unfortunate position of not being able to find work responded that despite their very best efforts they still hadn't secured a job and so on. So yeah - when a significant minority (is it a minority ? I hope it is .... ) seem to hold the view that the unemployed are all individually responsible for their misfortune and have no right to protest against changes that could bring about real hardship then the issues of benefits and jobs get entwined.

Clearly some people have a bad attitude towards work - you find people with bad attitudes towards everything such is life. But statistically I can't believe that every single person without a job falls into that category. I know they don't, based purely on people I actually know. However, this latest proposal seems - yet again - to be punishing people who are already massively struggling. Talk about kicking someone when they're down.

YABU. How is it any different to people in work, most of whom get paid monthly and have to manage their budget? Loads of minimum wage employees get paid monthly and have to budget accordingly. Stop treating benefit recipients as though they are so stupid and incapable of changing their habits. Besides, most people on benefits apparently want to work and when they get a job they will have to budget monthly, because they will be paid monthly, so this is just preparing them for it.

Why the passive aggressive strike out Orwellian? Interesting that you have that name btw....

Can someone please clarify if they will be paid monthy or four weekly because this is a MASSIVE difference.

Dont know Anti, isnt CB paid 4 weekly? so it could well be that instead of moonthly. You're right, there is a massive difference.

So in one sentence we should stop acting like claimants are a stupid but in the next sentence you insinuate that claimants are lying about wanting to work!

So its not that they are stupid. They are dishonest. I see.

*all

Surely there are an awful lot of people on benefits now that don't get it weekly. When I was on JSA last year I didn't have the option of weekly. Even if I did then I wouldn't take it as it costs the goverment so much more and monthly is easier to manage

Yes, I think it will be a disaster for some.

I remember that episode of 999 What's Your Emergency that showed groups of people queuing at cashpoints (in Blackpool) at midnight waiting for their benefits to go into their accounts - then spending the whole lot on booze that night.

I know not everyone is that irresponsible - but many are.

It's to be paid monthly not four weekly.

It's more the problem that bills/debts and expenses are only just and sometimes not covered by payments in.

Any extra costs such as something breaking down just can't be factored in. if you get money weekly you can still do some sort of juggling. If you have to wait weeks you are knackered or forced to borrow. leaving you with even less the next month.

Whatever I bet the board of directors at Wonga et al are rubbing their hands with glee at this news :(