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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

to think this is none of her business and she shouldn't ask me questions?

34 replies

ForgetMeNot85 · 13/01/2013 22:03

I've been saving for a cosmetic procedure done for 4 years now and finally have enough. The money is in two separate accounts.

I went into the bank to withdraw a largish sum of money from one. When the woman asks me - "what will you be spending it on?"

It's quite a personal reason of what I am spending my own money on and it's really none of her business.

Or aibu and she was just making conversation?

OP posts:
Alisvolatpropiis · 13/01/2013 22:06

She was just making conversation.

BuntyPenfold · 13/01/2013 22:06

Nope, she was out of order to ask you. That wouldn't stop our bank staff either though.

littlewhitebag · 13/01/2013 22:07

I suspect she was just making conversation. I used to work in a building society and would ask things like that. Mostly people would love the opportunity to tell you about their new kitchen/holiday/wedding etc etc. I suppose you are using the money for a more private reason and would rather not discuss it with a stranger which is perfectly understandable. It is none of her business and i assume you didn't tell her but i really do just think she was trying to be friendly.

BonkeyMollocks · 13/01/2013 22:07

Ummm,dunno.

You could have lied if you didn't wan't to tell her.

I know dh got asked why he wanted to withdraw a large amount of cash when we bought a car!

Otoh its your money so you should be able to do with it what you wish providing its legal .

Now - the more important question. What you havin done? Grin

HappyNewHissy · 13/01/2013 22:08

Answer: A hitman....

Grin
Delayingtactic · 13/01/2013 22:08

She was just making conversation. You could have just told her it was for a holiday / home improvements / .

I get why you might be nervous about it but really she was just being polite and passing the time.

MissyMooandherBeaverofSteel · 13/01/2013 22:08

I have withdrawn large sums of money twice and have been asked both times what its for, I think its pretty standard procedure.

BattlingFanjos · 13/01/2013 22:08

She was probably just making conversation but it was rude. I would have been tempted to say something along the lines of "Sex, drugs and rock n roll" or "Prostitutes" with a big silly Grin

CoolaSchmoola · 13/01/2013 22:08

She was making conversation - I withdrew a large sum in cash last week and the woman in the bank asked me the same question.

DH was buying a car - no big deal - so I told her. Had it been for something personal I would have lied and said it was for a car. Or, if you want to see their eyes boggle, a pair of shoes Grin.

BonkeyMollocks · 13/01/2013 22:09

Grin Happy

Bluestocking · 13/01/2013 22:10

I find that very bizarre. I would have thought it would be policy not to ask customers personal questions about their plans for their money. I would have been tempted to say I was organising a gangland execution and the hitman would only take cash, or something equally deranged.

DeepRedBetty · 13/01/2013 22:10

She was just making conversation. If they didn't make conversation one of us would be on AIBU moaning about how the staff at the bank might as well be machines, never say hi etc etc, might as well bank with an automatic service, whatever happened to personal relationships, blah blah Grin

Bluestocking · 13/01/2013 22:10

Oops, X-post! Glad it's not just me ...

WorraLiberty · 13/01/2013 22:11

Answer: A hitman....

Grin Grin

HappyNewHissy · 13/01/2013 22:12

... could be worse though OP, she could have guessed what you were spending it on...

"Ooh, will you finally be getting a nip and a tuck with all that money, love?"

Wink Grin
borednotboring · 13/01/2013 22:14

I just to work in a bank, often they are just wanting to find out if you are taking it to a competitor bank and want to see if there is something they can do to keep the money

Original poster
ForgetMeNot85 · 13/01/2013 22:14

Haha I should have said something cool but I just said it's going towards a car.

I have no problem with her making conversation, it's just even if it was money to buy a car it's none of her business.

OP posts:
HoratiaWinwood · 13/01/2013 22:15

She was making inane conversation.

"Durex, mostly."

Sharptic · 13/01/2013 22:15

A few years ago when I worked in a bank, we would have to ask and note down on the customer's profile reasons for large withdrawals.

If it was cash it would have to be asked for money laundering regulations, if it was a cheque it was to find out whether the customer was investing elsewhere.

vintageviolets · 13/01/2013 22:15

I had this inbetween Xmas shopping, I told her the truth (going towards a deposit for a house)

Then OMG...............she didnt let up.

Who will the mortgage be with?
What rate is it?
Have a look at ours.
Let me make an appointment with our adviser.

Even her colleage looked embarresed.

Original poster
ForgetMeNot85 · 13/01/2013 22:17

HappyNewHissy haha maybe ...

I'm getting a breast reduction/lift.

So if she said - wow don't you have huge knockers then she would definitely be being unreasonable haha.

OP posts:
shesariver · 13/01/2013 22:17

could be worse though OP, she could have guessed what you were spending it on..."Ooh, will you finally be getting a nip and a tuck with all that money, love?"

Grin
SignoraStronza · 13/01/2013 22:19

Could be wrong but am sure I remember reading that they have to enquire to comply with money laundering regs if large sums are involved - especially cash.

Ebayaholic · 13/01/2013 22:21

It is the law to question unusual transactions and she could lose her job if she didn't do it.

Passmethecrisps · 13/01/2013 22:22

Yup.
My sister worked in a bank and had to ask this for cash withdrawals I've a certain amount. Daft really - I would imagine a money laundering operation are going to have a cover story