To stop my child benefit?

[meboo]

Who actually understands the implications of this? I work and earn iro £7k per year, my OH earns iro £70k per year and so if I continue to receive Child benefit it will only be taxed out of his wages, swings and roundabouts.
I am sure I read somewhere about not stopping the contributions as it affects my 'stamp'.

I have looked at the HMRC site and I am none the wiser - help??

[LIZS]

roseum all those currently claiming CB are registered so for those you just opt out using the online form - www.hmrc.gov.uk/childbenefitcharge/stopchbpayments.htm . Future births will need to be registered as at present but presumably an option would be added to not receive payment for them either.

[CommanderShepard]

As I said in another thread, HMRC won't tell my husband whether or not I receive CB because of confidentiality rules. So if he was the sort of man who withheld money from me and I was squirelling CB away in a secret account - how are HMRC going to get it back off him?

More than this I worry for women who do have husbands/partners who do as I describe above and are facing loss of the only income they have coming just to them.

But of course, we're women and worthless as far as the Tories are concerned.

[Splatt34]

I've had no notification despite being high earner and cb claimer. Am keeping it at moment as going on mat leave in May so income for 2013/14 will be below 50k. will self assess this year but TBH my tax has been all over the place Kthis tax year as had 3 employers and 6 tax codes (??!!) so i will find it easier to get it all straight than get a letter in 2-3 years saying I owe £x

[Splatt34]

The other thing is, if you are happy to do a tax return, is that the cb paid to you in April 2013 doesn't need repaying until Jan 2015. So if you can be disciplined not to spend it could sit in a savings account earning you interest for up to 20 months.

[PoppyWearer]

That's my plan, Splatt34. It already goes into savings accounts, but now I'll put it in a separate account instead.

[CogitoErgoSometimes]

"Why should you expect a man, who is not the father of children, to pay tax just because he is married to the mother!!!!!"

It's no different in principle to the same mother losing Child Tax Credits because she is now living with a partner... or Housing Benefit or Council Tax Benefit. You don't even have to be married for cohabitation to affect other benefits. When CB disappears entirely and is replaced by the Universal Credit, the problem will go away completely.

[CogitoErgoSometimes]

" So if he was the sort of man who withheld money from me and I was squirelling CB away in a secret account - how are HMRC going to get it back off him?"

The responsibility to pay the correct amount of tax always rests with the taxpayer. Ignorance is no defence.

[meboo]

ok, So where do I find my child benefit number?

[ebersneezer]

Shit I can't find the number anywhere.

[ebersneezer]

An, good. You don't need it for the online form, you do need NI number :)

[ilovepowerhoop]

if it gets paid into your account then the child benefit number shows on your bank statement (well most of it anyway) - I just used what was shown plus my national insurance number and it worked ok.

[Glittertwins]

I already keep the CB in a separate account after they lost a load of account data. It is now automatically being shunted into an ISA. The interest earned on it will counter what DH will have to pay back at some point.

[DreamsTurnToGoldDust]

Just opted out, am pissed as I didnt receive a letter and was totally clueless about the whole bloody thing having had to be done by tonight, thankfully I have read through the threads here and all the queries I had were answered here so thank you all MNetters.

I couldnt find my CB number but it cancelled it anyway, had confirmation very quickly funnily enough.

I think they rused it through in the hope that will have forgotten about it by the next election, not a chance.

[IrnBruTheNoo]

Have checked HMRC website but it's not very clear about this latest news...Anyhow, our household income is around £30k so it looks like we're going to be keeping child benefit. Thank goodness!