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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think that even if you live in the SE/London, £7000 a month is enough to live on?

67 replies

LadyKooKoo · 02/11/2012 06:56

The second writer thinks not

OP posts:
PepeLePew · 02/11/2012 09:50

Antonia (the other writer) seems remarkably sensible.

Toffeeapple21 · 02/11/2012 09:51

£7k / month is plenty to live on in SE (and a lot more than lots of people have) but I can easily see how it runs out if you have 4 kids, rent a big house and pay for private education etc.

However, Shona Sibary made the decision to have 4 kids (I assume) and she made the choice to educate some of them privately so if she is short of money at the end of the month that is her responsibility and I do not see why the taxpayer should bail her and people like her out. I would much rather my taxes are going towards child benefit for people who actually need it to feed and clothe their kids. If you can afford to educate your kids privately then you do not need taxpayers money, IMO.

Anyway, private education is hardly essential (I went to a rubbish state school and still got straight As and now have a great job and am well rounded) so perhaps Shona should put her kids into state school to save money. Also she should have thought about her finances more before having 4 kids. If you can't afford 4 kids, why not just stop at 2 or 3?

Oh and for the record, not all poor people are poor because they are lazy - some poor people I know work really really hard but just don't happen to have well paid jobs through no fault of their own (not everyone is fortunate enough to get paid ££££ for writing in the Daily Mail). I would much rather such less fortunate people get my taxes.

Also from reading some of Shona's previous articles, sounds like her and her DH have made pretty bad finacial decisions in the past (I recall one article where she said they remortgaged their house so many times (to pay for school fees no less!) that they had to sell and now have to rent for ££££ each month.

However I do think its unfair that a family where one parent earns £60k will lose their Child benefit, whereas a family where both parents earn £49k will not lose it, even though they are better off.

ontheedgeofwhatever · 02/11/2012 09:52

Some people never cease to amaze me. I remember her other article referred to above and I thought then she could be no more pathetic but she's exceeded all my expectations with this crap.

We will lose CB. I admit I'm not ecstatic about it (who would be?) but we can afford to live with or without it. Its lovely to have but not essential. it seems to me that this country's economy is so badly messed up that we have to cut back to essentials for the most part I'm sure Shona Sibray can find plenty of non-essentials to cut back on if she applied some intelligent thinking - though to be fair intelligent thinking seems to defeat her judging by her articles Hmm

Prarieflower · 02/11/2012 10:01

I hate these newspaper articles.

Antonia Hoyle is talking out of her backside.She and her husband bring in 100K,have an extra 10K untaxed, 1 baby and don't need it.

That's a whole world away from those in the middle on 50-60K with 2 or 3 bigger children.

Message to Antonia when you have experienced living in the real world feel free to comment until then you might want to put a bit more thought into the newspaper articles you write.

UnknownGnome · 02/11/2012 10:05

I lose all sympathy for anyone, regardless of salary, who says that they can't afford to raise their children without child benefit. No one is forced to have children. We have two children and won't have any more, despite our desires to do so, because it would be too much of a strain financially.

Prarieflower · 02/11/2012 10:08

I have the same view re tax credits.

Mintyy · 02/11/2012 10:13

Oh she's not really stupid. She's just happy to write bollocks for easy money from the Daily Mail. Morally bankrupt I think you call it.

JoanBias · 02/11/2012 10:17

Why are they all showing their hideous teeth in the photo?

HoobleDooble · 02/11/2012 10:27

One thing that did leap out reading Antonia's view was the bit about herself and her husband being embarrassed that they were claiming it. Does she know that it's not compulsory to send the forms in?

AuscreemaAscare · 02/11/2012 10:42

Here is the article about losing the house.

"By the beginning of 2008 we had remortgaged three times, taking out a staggering £500,000 loan on a house that wasn?t worth much more. Our interest-only mortgage payments had soared to nearly £3,000 a month."

Fucking idiot.

And Poor Keith is not doing well at all Sad

AuscreemaAscare · 02/11/2012 10:45

"it?s a home I desperately miss. A home we can all call our own."

It doesn't even sound as if they had anything in place to pay off the capital. In what world is that a home of one's own?

givemeaclue · 02/11/2012 11:06

Does anyone believe she mops her own floors?

Still waiting for an article where poor Keith ups and leaves, surely is long overdue. If he could leave her for Samantha brick or Liz Jones, so much the better ....ooo have I just thought up most angst ridden reality tv show ever? All of them locked in a council house surviving on benefits....

Alisvolatpropiis · 02/11/2012 11:17

Poor Keith must be quite good looking,those children look nothing like their mother!

AuscreemaAscare · 02/11/2012 11:28

I would pay good money to watch that television programme Grin

FunBagFreddie · 02/11/2012 11:50

That's cruel givemeaclue, but I'm ashamed to admit that I would secretly watch such a TV show and enjoy it!

MorallyBankrupt · 02/11/2012 12:40

She is crazy.

But looking at her face I do wonder if she's had a stroke, one side seems to droop a lot?

AudrinaAflame · 02/11/2012 12:46

Here is the original Poor Keith thread.

I had forgotten how funny limitedperiodonly was on it Grin

MummytoKatie · 02/11/2012 17:33

Hooble - there are risks around not claiming it - we briefly considered it when dd was born but I read about some woman who didn't and then their child didn't get an NI card at 16 and she had a right old hassle sorting it out.

I suspect stuff like that is pretty rare but personally I have enough hassle in my life without risking more by not claiming money we are entitled to but technically don't need.

wasabipeanut · 02/11/2012 17:51

Given that her and Poor Keith had to sell up due to piss poor money management I'm not surprised she struggles poor love. IIRC they spanked thousands on fancy extensions for their beautiful period home then realised they couldn't pay the mortgage, school fees etc.

Obviously this is different from a poor person making bad money choices like getting an appliance from Brighthouse. They deserve everything they get of course. Feckless

FromEsme · 02/11/2012 17:56

She earns in 2 months what I earned in a year when I lived in London.

I didn't have kids, but I wouldn't have said I particularly struggled.

What a twat.

CalamityJ · 02/11/2012 18:07

I loved this article. I loved the way she expected people to feel sorry for her because she "needs" £20.30/£13.40 a week child benefit to afford to send 2 of her 4 children to private school?? That she feels hard done to because she doesn't own a house because she can't afford to save up for a deposit despite earning £7000 a month. What people earning that kind of money don't realise is they're in the top 2% of the population in terms of income. Because you tend to surround yourself with people on similar salaries you think you're hard done to if you "only" earn £7000 a month when DD1 or DS2's best friend's parents earn £10000 a month. Compared to their peer group they may feel "poor" but poor is relative and let's face it, we always compare ourselves to people who have just that little bit more rather than those who we are better off than. We're never thankful for what we have, only envious of those who have more.

YANBU - she's living in a totally different world to 98% of the UK's population.
www.ifs.org.uk/wheredoyoufitin/

YokoUhOh · 02/11/2012 18:21

I'm crying with laughter at Poor Keith, he's like Richard Bucket from Keeping Up Appearances. Poor downtrodden Keith Bucket Sibary :(

Cozy9 · 02/11/2012 18:47

Is there something wrong with her?

Lueji · 02/11/2012 20:39

And ? dare I say it ? we couldn?t live without our child benefit either.

It doesn't get better than this.

Omnishamble · 02/11/2012 23:51

Looking at those artilcles, my conclusion remains that the day the Daily Fail does features on real people in the real world is still some way off.

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