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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To wonder are all bailiffs such awful people

61 replies

Charliefarlie1192 · 24/10/2012 20:43

Or just the one i had the misfortune to encounter today? He swore at me called me stupid and threatened me. I called he office and they refused to do anything just asked for my complaint in writing. It is bailiffs like him surely that give them their reputation. He didnt even let me finish a sentence. I vomited and was very shaken up by the whole thing

OP posts:
IneedAsockamnesty · 26/10/2012 19:09

england does have balifs. i wouldnt know abot scotland/ni. but england also has debt collecters who pretend to be balifs when they are not.

QueenofDreams · 27/10/2012 00:02

There's different types of bailiffs as well. The ones who collect for councils are not allowed to force entry to your home (although they can come in if you leave a window open etc) they do not have the power to have you arrested, they are not allowed to bring a locksmith to open your door. It is also illegal to tell people that they can do any of these things, yet they do so.

They are only allowed to force entry to your home if you have signed a walking possession order, in which case all your stuff basically belongs to them and they can charge a fee for removing it too.

IneedAsockamnesty · 27/10/2012 13:46

queen or they have previously gained peaceful entry granted by a resident adult.

so basicly dont let them in,deal with them through a door lol.

MissKeithLemon · 27/10/2012 14:10

Grrr Bailiffs are all mostly complete pricks in my experience Angry

I'd say that aggressive tools are drawn to the perceived power of the job.

I had umpteen of them for ages after buying my house. The thick idiotic knobbers just couldn't seem to understand that MrX & MissY had done a flit. They left the previous owner owing lots of rent (which I had known about) and seemingly hadn't paid any other bills for years either Hmm

The worst ones were the Council Tax ones who came back repeatedly for over a year, even though I was registered and paying my own council tax for a good while before they showed up.

Whilst pregnant with DS and ExP was working away one told me that my 'kid didn't deserve to be born into this' as he simply would not believe that I wasn't MissX. Twat.

I think it was the same one who put a note through the door to the effect that my neighbours car had been distraint levied or some such bollocks, all because it was parked in front of my house.

Tits the lot of them. I couldn't ever have a bailiff in my life in any way whatsoever. I'd run a mile if I was ever introduced to someone who works as a bailiff. I'm pretty open minded and take people as I find them, but for bailiffs I'd make an exception Grin

Charliefarlie - record them on a mobile if you have to speak to them again, film them if you want. I hope you can get it sorted soon. I don't have any advice other than that sorry. (Oh and never leave your doors unlocked/windows open etc while they are on your case.)

QueenofDreams · 30/10/2012 09:25

Oh yeah sock I forgot that one. If you let them in they can break in in future. I would only open the door a tiny crack and jam my foot against it so they wouldn't be able to push in.

WelshMaenad · 30/10/2012 09:41

Yeah, I'm a right bottom feeder me. Jesus, the amount of times I arranged six month payment holidays for people in transitory difficulty. Or the hours and hours I would spend in meetings convincing underwriters to write off tens of thousands of pounds of negative equity son people selling their homes could have a fresh start without a massive unsecured debt or having to go bankrupt. Or all the times I let people make a half payment and put the arrears back into the loan to protect people's credit ratings when they were having one tough month. What a BITCH.

On the other hand, I had to deal with tossers shouting and swearing at me, threatening to come to my office and 'cut me up'. There were also the superstars of my working day like the woman who claimed she couldn't pay her loan but insisted it was essential to spend £900 per month on food shopping for four at Marks and Spencer's, and called me a 'clatty bitch' when I suggested she downgrade to Asda.

Yeah, debt collectors are absolute fuckers and customer is always right.

freddiefrog · 30/10/2012 09:42

I second only opening the door a crack and never letting them in.

Just after we moved in here we had several bailiffs and debt collectors chasing all sorts from the previous occupiers.

The only ones who were half way decent were the court appointed bailiffs chasing unpaid CCJs.

I made the mistake of letting one it (it was pissing down with rain so I was being nice) while I went to get my passport and our tenancy agreement to prove we weren't who he was chasing. I found him making lists of my furniture, tv, etc. The same bloke came back and claimed that because I'd granted entry, he could take all my stuff, despite me proving time and time again we weren't the people liable.

It went on for over a year, we had no forwarding details for the previous tenants, I kept referring them to the letting agents. I assume they found the right people in the end as it stopped abruptly after about 18 months

hugandroll · 30/10/2012 09:53

Well said welsh. I've lost count of the number of people for whom I complete an income and expenditure form to see what they can afford to be told that it is essential they keep their £60 a month gym membership (when not still in contract), spend £6

hugandroll · 30/10/2012 09:55

Crap! £600 on food etc but only afford £1 per month on debt. I'm always very helpful and will do everything I can to help people. I also created and implemented a mental health policy and deal with high risk callers to give them additional assistance, leniency and possible cancellation of debt. I'm a right cunt.

hugandroll · 30/10/2012 09:59

I'm hiding this thread as its really pissed me off. Anyone in any job can be a twat, there are also stereotypes linked to other professions that you would get flamed for saying such as teachers have it easy with their hours and holidays, public sector workers are overpaid compared to private and care home workers are all neglectful ass holes. Just not true!!

SpookyAndFrights · 30/10/2012 10:00

We have a lovely debt collector who comes to collect payments every fortnight, he comes with a pocketful of dog biscuits for our dog.

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