to ask if anyone has opened a junior ISA?

[MixedBerries]

Have been meaning to do this since DS was born. He's 1 this week so probably about time I got it sorted! I don't really know where to start and the DirectGov advice is far too general and scant to be useful.

So does anyone have any recommendations? Are all the providers pretty much the same or are some better than others? Any advice would be welcome.

DS has stocks and shares one with Nationwide. Things to check are any fees and charges. Too soon to say if I've plumped for the right one.

I got one through Halifax which is at 6% if you transfer your own ISA across. Be aware that ONLY the child can access the cash in this or any other ISA.

Not Nationwide... Family Investments. Has savings with Nationwide. :)

I haven't yet, but I do like www.moneysavingexpert.com/savings/junior-isa for advice so that might be helpful.

Thanks for that link, Bartlet, very useful. The more I read about it, the less appealing a Junior ISA becomes. What if they need the money sooner for college or FE before they're 18? May have to re-think this.

I have one with fidelity.

In happy for it to be longer term, the min per month is 25 but they have the best funds for the lowest minimum I could find.