to think insurance has gone crazy!

[Abitwobblynow]

One of the things that the Labour Party didn't have a huge handle on, was the Law of Unintended Consequences.

Getting insurance quotes for my 18yo newly qualified drivers:

£9, 689 to
£20,890

This is a result of the 'no win, no fee' rule which has resulted in lots of personal injury claims

They have to know this is not sustainable! I can't afford that, so now what?

Do any wise mumsnetters have any advice? Where am I going wrong? What can I do?

at some point we're going to have stop blaming governments for our own greed.

people do make a choice whether or not to make personal injury claims. they arent forced in to it.

and i am sorry your premiums are so high btw - i just dont think laying blame at the government entirely is appropriate.

ds1 has been driving for 2 years and a bit...just paid his renewal £680 (fully comp) for this coming year from £997 (3rdparty, f&f) last time, and 1200+ (3rd party, f&t) when he had just passed and dh shared a car to avoid "fronting" accusations

this is all for a fucking 2000 reg 1 litre micra!

It's little wonder that youths don't bother with insurance when the fine can be as little as £400 and points.