Mrbojangles and outraged You don't have to tell me about the world of work or the concept of wanting everything with bells on.
I moved into a grotty area which in the 20 years we've lived here has become extremely desirable and expensive. Luck, good planning - or a bit of both.
We also earn a decent amount of money, not necessarily because we work hard, though we do, but because the jobs we chose are well-paid.
Many of my neighbours are similar, but lots of them are also from families with roots here, many of whom enjoyed right-to-buy. I like it.
However, no matter how undoubtedly wealthy everyone in my street is none of us earns enough to pay for full private health care, the best education and transport, and shops and businesses staffed by local people doing ordinary jobs, a mix of entertainment that's not geared to young single people or old, very rich people, or people who have to go home after work leaving the place dead and rather dangerous of an evening etc.
Those things are very desirable but they're far from being luxuries. Or, perhaps I should say, they shouldn't be.