To all those who would like to take their NI contribution back to pay for their own private care- what about those who don't work or pay NI? The elderly, the sick, children? Who is going to pay for their care? The nhs is funded to cover care of everyone, even those who don't and can't contribute themselves. So while the working population would be ok, everyone else can just rot?
Why not ask the French?! Gov subsidises healthcare and pays insurance contributions for the poorest. Providers are private. Similar arrangements exist in most other Western European countries. It's hard to find objective comparisons, but their cancer outcomes (a subject close to my heart!) are markedly superior.
If the way in which the NHS is funded is so great, why are we the only country to have healthcare funded and provided by government, when said government (of all stripes) has proved time and time again that it can't run a whelk stall??
My experience - 3 local NHS hospitals. First took months to diagnose my cancer but DID diagnose me as having "an anxiety disorder". (Too bloody right I was anxious - I knew damn well I had a tumour and no fucker would listen until I played the BUPA card!) Second - no investigations carried out for suspected recurrence of cancer after presenting with pain/bleeding in A&E. Doctor hadn't read my notes and refused to admit me "for pain". I was aghast and left my OH to handle it - he is an NHS consultant. Complete change of attitude, people running in with IV morphine and ordering investigations left right and centre. Still ended up in scummy shared ward with a stinking toilet (also used by visitors) and never cleaned. Third - lost blood test results checking for evidence of ovarian Ca, delayed follow-up appointment by 4 months, took 5 years to carry out genetic tests on my tumours, countless letters "lost", surgeon did not turn up for most recent colonoscopy and they were going to send me home (despite having fasted for 2 days) and "allocate me another appointment". Again, OH saved the day by asking the sister to explain who the on-call surgeon was, and why my surgeon had an elective list if he was on-call, and if so, did he need to speak to the Medical Director about the rota etc. Magically, a consultant was found immediately. I have still made a formal complaint.
The NHS is the worst possible example of a socailist organisation - it is badly-managed and uses Orewellian tactics to decide who gets seen when. It is absolutely who you know that decides. (My OH is appalled by the expedited procedure they have to use when a "VIP" presents for treatment - it stinks.) My local private hospital (which, incidentally, has an A&E AND and ICU!) could not be more different, and I am absurdly grateful for their wonderful care and compassion, which restored my faith in humanity after repeated bruising experiences with NHS staff and bureaucracy. I think EVERYONE should be entitled to expect that kind of treatment.
OP - YABVU. But part of the problem is the lack of clarity over what people are entitled to expect from the NHS. If we had a contract that explained what was covered, it would be clearer for everyone. However, it would also lead to a call for an "opt out" provision for those (like me) who would prefer NOT to throw their lot in with the NHS and to get decent health cover elsewhere. I would support a system that paid or subsidised insurance for the very poorest, but allowed the rest of us to pay contributions to an insurer of our chouce through gross income.
I think there is a lot of misconception about insurers. Yes, we hear lots of horror stories from the US (hardly the nearest example!) but despite having had cancer and a genetic predisposition to it, I still have comprehensive policy with BUPA that costs significantly less than my NI.