to spend £300 on a garden chair.

[FiftyShadesOfBunting]

i am i know but.......

It is a very very beautiful chair which would probably last a long time.

Also i am completely fed up with always getting the cheaper crapper option. Whether jeans or beams i prefer the more expensive one but sensibly get tje matalan£10 ones. Or the smart price ones. Every time. Every bloody time.

So this beauteous chair.

Should i? I could whack it on the credit card and work some extras.

Or i could work some extras and then plan a weekend away. Maybe.

Get it. It rests your back, so is not frivolous.

If you feel too guilty, save up cash and get it for yourself for Christmas. Maybe even on sale then.

Looks like the position I try and recreate with piles of pillows in bed!

Or...if you don't really care about it being outside, save up and get a LaZboy recliner for indoors?

Work the extras. When you have the money, decide if you still want the chair.

Common sense is currently winning. I will save up.

Good.

A fancy chair is NOT worth being in debt for. Credit cards should not be used for fripperies that people have no patience in waiting for, just like greedy, impulsive children.

If you can't afford it, you can't have it. A fancy chair for the garden is not so important you need to pay interest on the damn thing so you can have it NOW.

While you were paying the chair off, you'd no doubt see something else for hundreds of pounds that you want NOW.

Next thing you know...you're cringing as the postman delivers your statements. But at least you can panic over them in a stylish chair in the garden eh?

Credit cards and common sense do not seem to go hand in hand at all.

Plus it's raining today anyway.

Do it...buy it...enjoy it

If you think and worry about it then you'll never get it....buy it then worry later

YAprobablyBU but its your money and if you want that chair and can afford to buy AND feed the household, then go for it.

I love the occasional unreasonable purchase.

Agree with all about buying on credit.

Work out how long it will take you to pay it off on credit, plus interest, then start saving, it will be yours quicker in the long run if you've saved up for it.

I am sure that makes sense... ?

I have one of those - for free!! O/H got it as a sample as he was thinking of selling those via his website. It is very comfy but not worth £300 - especially as the cost price was about £50!

Would you still want it if it was 19.99 in a bargain shop?
You need to decide whether you really want the chair or really want to spend £300 on a chair.

I like it, but not the idea of 300GBP but you have to wedge it to change the position.

if you can affford it get it