Stop paying trades in cash,
It's very unfair on those of us that do pay our insurances and run honest business,
If you are having work done on your property, please check that the trade person has an up to date insurance policy, don't just look at the certificate, phone the insurance company, and check that the payments have been kept up, a lot of people take out the policy get the certificate and stop the payments,
If I or anyone who I employ works on your property you are insured for ten million, if you have any work done on your property and the contractor is not insured you own insurance company will consider your own policies null and void, in the event of anything going wrong.
We pay our tax, have never taken cash(in over twenty years of trading)and contribute to the economy, I do this because I'm honest , I enjoy healthcare,my children need an education and all other benefits that come with an organised society.
Every time you pay cash you put another honest contractor out of business.
It's been horrific in the building trade over the last few years, with redundancies , companies going out of business due none payment, bankruptcy.
I've lost count of the amount of marriages and relationships that have broken up, homes lost,with horrible consequences for all concerned,
there have been plenty suicides*, breakdowns , heart attacks and depression, I went to four funerals last year,
It's really depressing pricing against people who don't pay their tax and costly insurances.
We are in a privileged position of being fully booked for foreseeable future because we are specialist in a niche market, but I take calls from very desperate men* on a daily bases desperate for work, begging and pleading, Heart breaking and with hugely sad implications, terrified that their failure to provide will end in loss of family, relationships and home, It does.
I spend a lot of time trying to generate work, without over stretching ourselves, It's a horrible when I can't offer anything. I would double our work force tomorrow if we were on a level playing field, so would the other companies.
It's a massive problem trying to compete against the non tax and insurance avoiders.
stop adding to the misery, you have to live with the consequence.