AIBU to think that people earning £960 per week don't really need Child Benefit?

[OldGreyWiffleTest]

Well, am I?

I will be paying nursery costs in Sept if I go back to work DD2 is 12weeks old. If I don't we will just be living on DP wages so we will notice the difference in a reduction of £800per month. so CB will be good for us.

My DP earns about 4k pcm, he takes home about 2.4k after tax. After mortgage, bills and travel costs we don't have piles if spare cash left - child benefit is very useful to us.

I'm basing that on child benefit cut off of £42500 btw

Just seen. Scrapped for those on over 60k, tapered after 50k.

Claiming child benefit protects women's entitlement to state pension at the moment.
There is a principle at stake for women here. If they give up work for a while to look after their kids, for whatever reason (which could be a family choice, or financial necessity because they have split up with their partner and can't afford childcare on the wages they are likely to earn) they lose that entitlement. Why should they? This has been lost in the welter of stuff about XXX earns £960 a week.
As has often been demonstrated on mumsnet, women do the majority of the childcare and often work part time, or are SAHPs. 40 per cent of marriages and other partnerships end in divorce. That means a lot of women will be left high and dry in retirement - poverty for older women in a problem now, and set to get worse.
The Tories don't give a flying fuck about women's rights. They are keen to turn the clock back and we should all be aware. There has been no provision for restoring the CB pension link for the women who are going to lose it in the budget. Who are they to say these women shouldn't have a state pension?!

I'm glad we are still getting CB, we need it!

Can I clarify - state pensions, I was a SAHM for 5 years and never paid NI. Back at work now. Was my NI paid via child benefit?

Oh, £60k...DP said £70k, which is what I was passing on earlier...apols for that, guys.

Quite! myfriend

OP - YANBU. Of course families earning this amount don't NEED it. And tbh there are people really struggling with HB cuts for example that I will reserve my sympathy for.

Little Albert, yes

You know I dont get this attitude. Some people on full time minimum wage jobs, by the time the have also got benefits have an income of £28k

That is also the same amount as someone on £42500 has to live off by time they been taxed etc.

So if one group gets to keep child benefit shouldnt the other?

@minouminou Exactly. Even more so when only one person in the household is earning anything. Sadly we will still not get CB and yes it will make a difference to our margins. A noticeable one.

The figure of the threshold is 26k and for most families that is because the majority goes on housing benefit.

We'll lose our child benefit.

We live in London. Average rents in my area (which is one of the cheaper parts of greater London) are about £300 a week.

We didn't 'choose' to live here. We were born in this area and now we stay here to be close to both sets of elderly and infirm parents.

Our household income is vastly less than many other families who will keep their child benefit.

Also the 26k is for the household, not the individual.

If it's okay to scrap the EMA allowance for poor families earning under £20K per year, i don't see why it isn't okay to scrap child benefit for those earning £50K

Thats what I earn. Nursery fees are £100 more than that so even if i did go back to work we would still have to find extra money. If I didn't go back to work, we wouldn't have nursery fees to pay but we would lose my wages of £800 pcm so would still have to find money iykwim.

I think the total silence on the NI credit is telling.

The policy remains a mess, and the sticky plaster they are trying to put on it will just increase the costs of implementation. And it still breaks the principle of independent taxation.

Tax it back. System already set up, definitely fair. What's not to like? If you want to ensure the poor aren'tk penalisehd, make it universal like pensions & NHS.

Don't agree with the NI credit thing though