I do wonder whether Britain's debt problem is in any way linked to supposed "tight-fistedness" being the absolute worst taboo for quite a lot of people.
That's a very good point TheSmallClanger.
I've posted about this before now but one of the worst things for me, when it came to the financial difficulties we got into a couple of years ago, was the sheer humiliation of it all.
Going to work and refusing to put money into (yet another random colleagues) birthday pot because an email went around saying that £10 was due.
Getting caught in the stationary cupboard with glue and a shoe that was so worn the gaps were letting in water as I walked to work (and having to pretend to our admin woman that they'd broke that morning).
Having to decline meals out with friends and relatives because I couldn't afford it if they were going to do the bill splitting, and only being able to choose soup and a glass of water if they didn't.
Having to take a calculator (the free one your DS got from the bank talk at school) around the supermarket to tally up the shopping, but misjudging some weeks and having to put basics back (like luxuries such as tampons - god that was a bad week, which is why it sticks in my mind even now).
There's a lot to be said when it comes to people's attitudes towards other people's finances - just look at the OP's scorn for someone who might think 6p is worth waiting around for when you've been charged wrongly.
Perhaps if we all tried to judge each others less from our own, often much more comfortable in some ways places this debt issue wouldn't be biting so many people just now.