It's a lose, lose situation with the pensions proposals on so many different levels.
For starters, take bits of the economic argument, which seems the biggest problem for most people, and which in itself is manyfold:
There is the future of this country and having low paid teachers/public sector-the knock on effect is common sense, eg:do you want good teachers or not? Who will want a demanding, low paid job with 27k [at least] worth of university debt?
There is the simple fact that if teachers [and other public sector workers]have less cash, then there is less spending from a whole lot of people. Again, the knock on effect is common sense-do you want spending growth or not? Who's going to be buying?
Next, what will we do when people opt out of their pension schemes because they cannot afford the extra amounts being demanded? The knock on effect for their old age is obvious; they will rely on state benefits instead, thereby costing us more or the same. How will the country afford [that is you] to pay out pensions to those who did not opt out if there are not enough people paying in? Again, the knock on effect is obvious.
So is this a really good time to make people pay extra into their pensions? Really? When they face pay freezes and at the same time face costs rising everywhere?