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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To be worrying about my tax credit renewal

36 replies

MadamMemoo · 07/06/2011 20:32

have just done our annual renewal and I'm really worried that our new payments will be much lower, if they are we're basically buggered!

Have others found their payments have changed much?

OP posts:
TheSecondComing · 07/06/2011 23:19

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Original poster
MadamMemoo · 08/06/2011 10:14

We earnt about £100 less than we told them so should be all right on that front. Just worry because of all the changes the government have made. I wish I understood it all a bit better then I'd have more of an idea what to expect.

OP posts:
superv1xen · 08/06/2011 10:17

me too i'm shitting it

i dunno how we'll get by even if they cut them by a bit.

Original poster
MadamMemoo · 08/06/2011 10:19

It's crap isn't it! If we lose even a small amount it will have a serious impact.

OP posts:
BettySpaghettiOnAJetty · 08/06/2011 10:25

When do we find out? I sent my renewal pack off weeks ago and heard nothing yet, but had a random payment from them into my bank account.

superv1xen · 08/06/2011 10:26

even though DH's income hasn't changed, i am worried they will still change the payments as they just seem to be a law unto themselves.

sometimes i honestly feel like just fucking tax credits off completely and saying, fuck your money, and just get a job so i know exactly what i am getting each month and we won't be at the mercy of them anymore :(

Original poster
MadamMemoo · 08/06/2011 10:29

Not sure Betty, we only got our renewal last week so I think I'll be a while for us yet.

I'd love to get a job but it's hard with 3 DC plus I have health problems. As soon as dc 3 is in school I'm going to start looking though.

OP posts:
superv1xen · 08/06/2011 10:33

ok just checked my online banking, i sent my form back 2 weeks ago and received 3 payments over 2 days (on the 2nd and 3rd of june) of random amounts totalling about £150 ?? wtf is that about?

normally my weekly amount is £57. am very confused now, wonder if i'll get something in the post soon Confused

TheSecondComing · 09/06/2011 11:13

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BettySwollocksandaCrustyRack · 09/06/2011 11:16

Our payment has been cut - dont get a penny off em now!!! Think they have changed the income you can earn??

Bluemoonrising · 09/06/2011 11:16

If it was going to be less then they would have reduced it already in this year, I suspect. A lot of the changes are supposed to take place from 2012, so don't worry too much.

heronsfly · 09/06/2011 11:17

I entered my details into there calculation table and that says my payments will go down, even though my total years income was only a few pounds out,so im putting off renewing as well, even being down ten pounds a week will affect us

saffy85 · 09/06/2011 11:20

I'm dreading it too mostly because they've changed it and also because they always seemed to pluck a figure from the air at random as it is. The whole thing confuses me and no one, whether they work for the tc department or any other benefit department can seem to get the hang of how it works.

LaWeasel · 09/06/2011 11:38

If your estimate was more or less right and you think you will earn more or less the same this year, it should be okay.

I find it very confusing and no one ever seems able to explain how it works which makes it very difficult to budget.

We have had a cut this year, but our income has gone up so I guess that makes sense.

bringmesunshine2009 · 09/06/2011 11:39

If you have had an interim payment suggests you have had an increase, this being the balance of what was owed to you since the beginning of the tax year.

We had a baby, my income was about 2500 less than I had predicted and my DH was paid around two months less than we had expected too. Yet some how, we had been overpaid???!

So our new payments until August are at the same level as when we had 1 DC and I was working FT because they have been reduced for this perceived overpayment. Which is mental as now DH has lost his job, I am on maternity leave, the SMP 90% has passed. Agggrrah.

flaming coalition. ~wrings David Cameron's neck~

feckwit · 09/06/2011 11:43

I always give my figures for the upcoming year as 3k more than they should be. That way at the end of year I get a lump sum pay out!

zukiecat · 09/06/2011 12:27

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5inthebed · 09/06/2011 12:57

I renewed mine by phone last Friday, I should be getting paid tomorrow, dreading to see how much it is.

JemimaMop · 09/06/2011 13:04

I sent our renewal back a few weeks ago but haven't heard anything back yet. I did get an extra payment this week for just over £200 so I'm assuming that means we don't owe them anything. I have a job, I work 25 hours a week and DH works 45, but we still rely on tax credits as our wages aren't high.

zukiecat · 09/06/2011 13:04

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superv1xen · 09/06/2011 15:50

The whole thing confuses me and no one, whether they work for the tc department or any other benefit department can seem to get the hang of how it works

^the poster who said this is so right, there seems to be no logic to it, they really do just seem to pluck random figures from nowhere.

i still haven't had anything through the post yet. i normally get a payment on fridays so will be interesting to see what gets paid in tomorrow.

jester68 · 09/06/2011 15:54

I did my renewal by phone about 4 weeks ago. Received back payement exactly a week later. My payements have gone up by £90 a month.

Our annual income was 22,500. We get just under £300 every 4 weeks

Lollyheart · 09/06/2011 16:03

Our income hasn't changed but our payments have gone down by £100 pm, and they over paid us by nearly £300 which they are taking off each month until its paid back, we can just about live with that loss.

cannydoit · 09/06/2011 16:04

i have given up worrying about tax credits, every year they say they have over paid, (one yr it was 11 grand, how that was poss i dont know) last yr it was 4 grand and every yr they up my money. my circumstances hadn't changed i phoned them and pointed this out to them they were not interested. i am resigned to be paying them money forever.

TheSecondComing · 09/06/2011 18:26

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