to want to know what mortgage rate you pay?

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makes no difference to me of course

• but I just want to know

1. do you know what the percentage rate you pay? (if not, why the hell not?)

and

2. what is it?

0.49% above base rate lifetime tracker. Best financial decision I have made.

0.29 % above base. It is a tracker, fixed for the life of the loan.

2.89% tracker, much better than the 5.6% we were paying. I am currently still paying 5.6% in a bid to clear some of the mortgage whilst the rates are low

the same as antidote.

2.5% - fixed period at 4.75 ended in November 2010 and we automatically went to the variable rate. :)

.49% above the base rate on a life time tracker. When we went in recently the chap declared "you are now costing us money!" Ha, tough luck.

Another 2.5% SVR with the Nationwide here.

No idea, the mortgage is presently 19.50 pcm with less than three months to run and the DH has been saying that administratively it will cost more to pay it off and phone the building society than leave it run its course . I know that sounds tough and smug but we are very very old compared to some of you lot and have done the hard yards in spades.

0.5% above base rate for life of mortgage. When we took it out, we had to pay a fee which was practically unheard of then (2005), but it has turned out to be the best decision we've made financially.

With the change in base rate, we have already overpaid a lot of our loan.

DH gets fed up of banks/financial advisors saying to him 'oh- we can save you money on your mortgage too, you know'- erm... nope, you can't.

5.29%, fixed for 5 years, 5 years ago
It's just finished this month.

Intention is to keep making the higher payment even though we've dropped down to SVR but I know this won't happen. Skintarama at the moment.

4.99% fixed for last 5 years, but it ends this month.

We're about to go onto a base rate tracker - 1.79% + Base rate = 2.29% atm

5.79, five year fix. Will run out in 2013, no doubt when the interest rates have started to spiral.
I had a choice of that one or a base rate +0.18 tracker. I thought I had made the sensible financial choice as I knew I was going to retrain as a teacher and wanted to be sure of my outgoings - arse!!!!

5.29, was fixed for 5 years.....expies in 2012

6.44% taken out 3 years ago it ends in august and will then be 2.5% above the base rate.

I'm terrified about not fixing it straight away again then but I don't think we'll be able to get a better deal.

0.45% above Bank of England base rate for life of mortgage. See there are quite a few others who have similar deals.

Same as ninkynonk....got that deal by the skin of our teeth too. It's for the lifetime of our mortgage if we so wish but have to acknowledge the interest rate will increase, and increase, and increase

2.5%. Took a fixed rate of 6.5 % when rates were 9%, 2% over base for remainder of term.

No! Not the same as ninkynonk - I meant runningasfastasyoucan. Actually I think we're a % below the base rate

1.39%. 0.89% above base rate lifeltime tracker, which was fee free and has unlimited overpayments. Will not change to a fixed rate in forseeable future.

2.5% svr with nationwide. Keep trying to keep dh's feet on the ground and so far managing to more or less save the difference between that and the 5.19% fixed we came off. Hoping to cushion the inevitable blow when rates go up. Never been without a fixed rate before- we're very risk averse.

Another 0.5 above Base rate for life of mortgage, portable for any other property too, should we sell

Was a good decision - we overpay loads most months