That's it really.
I woke up this morning to discover that some angry/bored young adult has ripped my car wing mirror off (and off another 5 cars in the road) and kicked some nice little dents in it. They've been arrested, they've confessed to doing it, but because of insurance, no claims bonuses, excesses, etc, etc, I will still have to foot the bill for the repairs. The only way I could get it covered is if my insurance company were willing to sue the little oik for the damages, which is highly highly unlikely.
It just makes my blood boil. Why should I have to pay out for someone else's hooliganism?
Grr grr grr 
Rant over, my DH is out at work and I had to get it off my chest...
Oh, and I can't effing drive till it's fixed.