Ds plays an online game called Habbo, over the weekend his ac was hacked and his items stolen.
Just to give an idea of what its all about 
It costs 50 pounds for just under 500 credits (I paid for these), this allows the player to buy furniture/pets/upgrade their look etc for their virtual person.
Ds had managed to make a profit on the game by buying and selling furniture to other Habbo's, all this is within the rules of the game.
Having read the FAQ section it seems that his stolen items will not be refunded, as Habbo deem it to be player error when something like this happens.
EG - player divulges their password to someone else or entered a fake Habbo site and had a key-logger programme installed on their pc.
Ds is very computer savvy and has played this game for the last 3 years or so, he knows what not to fall for. He has seen it happen to others and is very careful where he goes and what he does on line, and above all knows that if he spent his credits unwisely he would have no more.
Its a lot of money to lose, so aibu?