ou know what causes proper poverty in my experience? What is the difference between getting by on £150 a week after rent or feeling poor on £350?
Debt.
trouble is so many go into a reduction in income lumbered- we did, first time around, years ago. When DH suddeenly got ill for a bit and had to take time off (still employed, YKWIM). When i worked and the icnome was decent but a tiny hit stopped it stretching and we had to sell the house.
And lack of debt is why despite a reduced income we can find money for extras.
But not paying debts is no good- it always comes back on someone doesn't it? The bloke who wons the double glazing company, the bank who then refuse Mr X the loan becuase their books are looking a little less than they'd like, whoever.
So there's an argument for sure that incomes should account for people continuing to pay off the loans and all teh rest.
And for people like us who have to run two cars. One for DH to work and study, the opther for me to get to two disatnt SNUs when I am needed.
Or who like my Mum spend all tehir cash (NOT benefits) on bus fayres to get to Grandad so she can look after him.
If you had those commitments you'd feel poor if you coudln't make them, no? if you didn;t amnage to get to your ds on a nsow closure of for any reviews becuase the car didn;t exist. If your dad had to go shopping alone aged 90 becuase you could not afford it.
OTOH if you ahven;t got debt, or the requirement to access far distant specialist schools, or caring responsibilities needing a bus, or...... that money would go a lot further. I guess.
Point? Don't ask me. I don't know. Just that the are lots of different people with different but equally important need and expenses long before you get to frivolities and luxuries I guess.