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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

To spend the last of my money on another holiday?

52 replies

mosschops30 · 11/02/2011 09:37

I got 2k last year from the tax man that wasnt expected.
I spent half of it on a romangtic holiday for me and dh and we had an amazing time.

DH thinksn ive spent it all but i still have 1k left.

AIBU to spend it on another holiday for me, dh and the dcs for 4 nights overb may bank holiday (all inclusive). Is 1k ridiculously expensive for 4 of us for 4 nights?

Should I keep it in my ISA, which is where its been for the last 8 months untouched.
We are having a full 2 week summer holiday for all of us in august, but i just love holidays and love the family time we spend together when we go away.

OP posts:

Changing2011 · 11/02/2011 10:50

go on holiday but get a cheap beach holiday in Spain with free child places! You will get more holiday for your money than a caravan uk holiday!

Original poster

mosschops30 · 11/02/2011 11:08

we want to do an all inclusive to tenerife. It would be £900 for 4 of us for 4 nights (cant go for longer as dh has no more hols)

OP posts:

naughtynaughtynamechange · 11/02/2011 11:23

Well, if I had no other savings I wouldn't dream of spending it on a holiday but it's not me and it's not my money.

Having it in the bank would make me happier than four days in Tenerife. But up to you, obviously.

Bogeyface · 11/02/2011 11:32

My main beef would be that for 4 nights it really doesnt seem very good value for money!

I would stash it and have a longer holiday with it next year when your DH can have some more time off. Or have a weekend away with some of it nearer to home and save the rest til next year.

Bogeyface · 11/02/2011 11:33

It does seem a bit like you are desperate to spend it on this break and arent really considering whether it is worth the cost.

springbokdoc · 11/02/2011 11:33

Oh I think you're being completely unreasonable... I think that what you should definitely do is give it to me so that I can go on holiday with ds and dh (my own that is :))

I'm so jealous - I have a feeling the taxman won't be making that sort of a mistake for me. I would spend it on fun things - you seem to have your finances in order and life's too short to squirrel money away for what ifs. My dh isn't too thrilled that this is my attitude to money!

But why don't you go somewhere you haven't been before?

Quenelle · 11/02/2011 11:38

If you're asking what I would do I would keep the money in my ISA. But I don't think you'd be greedy to spend it on a family holiday if that's what you'd prefer.

Fimbo · 11/02/2011 11:38

Tell us more about Tenerife. . I would spend it on a holiday. We do have an "oh fxxk fund" and have paid off some of our mortgage but sometimes it is nice to do something frivalous rather than sensible.

FanjolinaJolie · 11/02/2011 11:38

I'd spend it on a holiday myself.

Holidays are precious and we look forward to ours so much.

I am curently on a very tight budget for the rest of the month as just paid for Centerparcs (Europe) for the May half-term.

But it's definitely worth it.

GMajor7 · 11/02/2011 11:44

YABU. Give it to me. I'll make sure it's spent wisely.

MarioandLuigi · 11/02/2011 11:45

In would spend it on a holiday - imagine what the children would get out of it :)

Original poster

mosschops30 · 11/02/2011 12:11

But we spent £800 for 4 nights camping in the Isle of Wight with all the day trips and eating out.
Me and dh paid just over 1k for 7 nights at this place, so i dont think that £900 for 4 nights for four of us is a massive rip off (or maybe Im just ignoring the fact that its a lot). Similarly i took dd to London last year for 2 nights and spent almost £500.

Tenerife was lovely, we stayed in a 5* all inclusive hotel which was set in a little spanish town, nothing commercial there, only locals and pro windsurfers (dh likes to windsurf which is why we chose it).

So many different views here, Im swinging between absolutely keeping the money, and then thinking sod it, we work all year, lets spend and enjoy.

changing we have booked our main summer family holiday already, we are going to majorca in august, so with that, xmas and the week we've just had dh doesnt have anymore left. Its not like we havent got a long holiday to look forward to which is why it feels a bit indulgent

OP posts:

Bogeyface · 11/02/2011 12:15

If you really want to then go for it. But I would consider whether it could be better spent. How much of that break will be spent travelling? You will get 4 night but only 3 full days as the first and last day will be getting there and back.

For 3 days holiday, it really doesnt seem worth it to me!

FakePlasticTrees · 11/02/2011 12:16

Personally, I'd either pay down the mortgage or shove it in the "what if DS turns out to be bright enough for Oxbridge" fund. (Which doubles as an "oh f*ck" fund too)

If you are having a family holiday this year, you've already had a romantic break with DH, maybe save it for another year then if it is still burning a hole in your pocket, go on a second romantic break with DH.

jamaisjedors · 11/02/2011 12:35

I would save it for a better/longer holiday next year (or a just in case fund).

Original poster

mosschops30 · 11/02/2011 12:36

Really? If you had 1k youd take it off the mortgage? If I had 10k i would, but for the sake of 2 months payments it hardly seems worth it.

I see what you mean about the days, but we have good flights, getting us in at lunchtime so we would get lunch and dinner on the first day, the airport is a 5 minute drive so we'd be there by 1pm. And on the way back we dont leave until 4pm so would have brekkie and lunch and half a day in the sun

OP posts:

Bogeyface · 11/02/2011 12:46

Sounds like you have already decided (or booked it? "We have good flights") so I am a little confused as to why you posted!

I hope you have a good time :)

Earlybird · 11/02/2011 12:47

Whenever I have had a windfall (not often), I 'reward' myself by doing something indulgent/extravagant with part of the money, and doing something sensible with the other part (emergency fund, paying down mortgage, contributing extra toward pension, etc).

Personally, I think it is time for you to be sensible now you've already splurged. I especially think that way as you have a lovely holiday booked for August - so something to look forward to on the horizon.

But - I say that as someone who will shortly be paying for a new boiler (unexpected expense), having exterior wood on house painted, and taking down a large tree in the garden (unexpected expense).

MissJanuary · 11/02/2011 12:51

£1000 does seem a lot for 4 people for 4 nights. If you already have a 2 week summer holiday booked why don't you try and find something cheaper and then save a wee bit as well. Nice compromise as per Hassled

SexyDomesticatedDab · 11/02/2011 13:36

Thing is overpayments don't just pay 2 months of mortgage - depending on how long you've got left making even quite small monthly extra repayments makes quite a big impact. I think most people don't realise how much interest they really pay over the years - just look at the monthly amount. When you put it in a spreadsheet you can really see the difference!

I just read your DH does windsurfing there - so maybe I'd swap to do that - actually really want to learn to kite surf.

verytellytubby · 11/02/2011 13:39

Spend it on a holiday.

Original poster

mosschops30 · 11/02/2011 13:51

lots of kite surfers there, and a great test centre where you can hire equipment, dh didnt take his boards, he just hired out there.

Anyway hes just told me its a no go on thde holiday, says its too indulgent

OP posts:

Fimbo · 11/02/2011 13:56

Ach Mossy you should have just done and it and surprised him . I have sent you a pm for the hotel name btw.

Original poster

mosschops30 · 11/02/2011 13:57

have just replied fimbo

OP posts:

Fimbo · 11/02/2011 14:00

Me too

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