Dropped my glasses yesterday. They were in their case but still broke. They are varifocals and so replacement cost is quite high (several hundred pounds). Even repair could be a couple of hundred pounds.
Optician has suggested I claim on household insurance. DH doesn't want me to on grounds that if we claim too many times the insurance company might refuse to insure us.
Is that actually a risk? Anyone know?
FWIW we have claimed maybe half a dozen times in the 20+ years we have been in this house. Most recent (and biggest ever claim) was when hidden leak in shower caused major bathroom damage last year. Other than that I claimed for another pair of broken glasses in the mid 1990s, a broken dental crown at about the same time and ... I think that's it.
AIBU in wanting to take optician's advice and claim or is DH right in his concern that we risk claiming too much?