to want DH to get life insurance

[tigitigi]

I am fully insured so that if anything happens to me he gets a weekly stipend for childcare etc. If anything happens to him I get nothing. He has a hereditary chronic condition, nothing serious but it has led, together with weight, one single insurer to refuse him when we got mine sorted out. This has been an excuse not to do anything. I am so frustrated as it is not just if he got sick but if he fell under a bus, we would be left with death in service and nothing else. We do not have a mortgage so that is not an issue, just living costs and school fees.

YANBU life insurance is a must, especially if you are a SAHM (are you?)

You should also get used to dealing with financial matters, you are an adult.

No not SAHM but semi if that makes sense. I would be ok on investments and property for a while but it is the regular income that we would miss and feel the pinch on. We do have some residual insurance for him from the days when we had a mortgage but it is one of those decreasing term things we kept on until We could get decent life cover for him. I guess I will have to sort it out, it is just really galling that he will not do it. In all other respects he is the perfect husband and father. glad I am not the only one and glad I am also not too unreasonable.

Get it. I would also recommend income protection insurance. My DH had cancer last year (aged 24) and income protection insurance just removed that worry from our minds.

Incidentally, without wanting to derail the thread, does anyone know about life insurance companies for cancer survivors? We were going to get life insurance as soon as we wed, but he was diagnosed 2 months before and we don't know who to go to and even if you can enquire without being penalised.

I couldn't get a mortgage without one.

Selling a house doesn't always recover costs-especially if idiots people have borrowed against the equity.