£35k tax free for working 20 hours a week....

[BitchyWitchy]

In response to the 'Benefits' thread, I thought I would post this...

We took the decision to reduce DHs hours a few months back as we realised we are better off with him working part time than full time and this is what we get WEEKLY (4 DCs):

Wages (20 hours per week) £209
Housing Benefit £188 (leaving £7 for us to pay)
Council tax benefit £19 (leaving £3 for us to pay
Tax Credits £196
Working tax credits £13
Child benefit £60.50

Thats over £35K tax free! DH's fulltime wage was £34k before tax.

Also get free prescriptions and dental care, discounted kids activities and leisure centre membership. DH is home 5 days a week and I am loving having him around to help out with the DCs and doing stuff with them which he could not do when he worked 50 hours a week! 3 DC are at school so we get quality time with the youngest.

We are also doing free OU degree courses so we can get better paid jobs in a few years.

Wish to bloody god we did this earlier when we were BOTH stressed out working fulltime and brought in LESS that what we get now after childcare.

We shall enjoy this until 2013 I can tell you! I don't give a monkey's what anyone thinks of us. DH is still working after all and who would really continue working fulltime knowing they get all this? It may not be right but while it's on offer, should we refuse it?

Why do you think the Op is making this up?

If you tap the figures in to a benefits calculator they do actually stack up.

The problem appears to be the big 'top up' by WTC credit for the reduced hours.

I wouldn't be surprised, quattro

well I don't know how you're getting those figures to add up WetAugust as I've done them several times over and I can't get them to.

And entitled to has never let me down yet -

WetAugust -

1. The poster hasn't posted on MN before

2. The poster wouldn't be entitled to CTB. The highest figure that I can get under any benefits calculators is 42p pw entitlement. The OP has miscalculated his/her bullshit.

Quattro - more than likely.

But nice touch with the OU detail OP. Really really good bullshit.

MaMo - it wasn't all bad as it was lovely to be a person again, and I sorted things better for the next job. It is such a damn shame that everything is going to backwards now because of the tories and people like the op who support them by encourage divide and conquer.

Benefits are there for people who need them, not for people who chose not to work. I chose to give up work and become a SAHM and as such I am not entitled to a penny (other than CB and that'll be stopping soon) - and nor should I be.

In my honest opinion, you should be well and truly ashamed of yourself OP. Every penny you get is a penny that does not go to the people who need it most. Disgusting.

LilRedWG - well said!

I know earwicga - I'm looking forward to being a person again when I work - but no-one should be expected to have to work and go into debt just to keep a roof over their heads.

That's what benefits should be for, for those that have no choice, or who are stuck in low paid jobs, not for those that can't be arsed to work the hours that are on offer to them.

Now I really must get off MN and get this church newsletter finished off and over to church to print it out - once again I've wasted an almost entire child free day faffing on MN when I could have had the newsletter done and dusted by lunch time and an afternoon free (though it's pissing with rain so I'd probably have been at home anyhow)

Acutally, I tell a lie - I have applied for short-term help.

I've just applied for DLA as I have severe SPD and cannot get in and out of the bath on my own, dress myself, get anything heavier than a litre bottle of milk out of the fridge and need someone to lift food out of the oven for me, etc etc, - in other words, cannot care for myself. DH is having to work full-time, care for our four year old daughter and me, plus all the housework, etc etc. My four year old has to help dress me, fetch my crutches for me, she does not get picked up by me.

I was turned down as my need is not sufficient. Make you think really doesn't it.....

This is a bloody troll a clever reasonably well informed troll but at the end a troll. Smacks of WWC as someone has already said. Inlammatory posting style with just enough factual accuracy to make you believe it might just be for real.

hmm yes interesting point about the WWC thing - has someone reported to MN to investigate?

I'm having flash backs to previous threads where she zoned in on a poster who was stressed out/upset by a thread and had a go at them (ermm that would be me) and she did it earlier on to me in this thread when I was having a momentary (ok it's last a few days ) crisis

MillyR, onceami, imarried a frog, kungfupanda and scareyteacher are all talking sense, I'm afraid OP.

In your spare time, why not read a bit about the magic free money tree and about where the money comes from. Maybe ask your neighbours to explain it to you when they come back in from work.

Perhaps too, to enhance your self improvement via OU courses, etc, you could look a little at morality, or ethics perhaps. It's interesting that you seem to appreciate that you are doing something a little bit wrong, ("I sleep very well at night, thanks"), but doin it anyway. Don't you think that benefits are there for people who need it, rather than those who fancy it? What if everyone took your view, and claimed what they were entitled to? Do you really think they are stupid for choosing to contribute to work and pay tax to help people who are less well off? What is it about you that entitles you to be the one who takes our money, compared to everyone else who works and has kids?

Er...apologies. What is WWC?

MaMoTTaT - you mean I'm getting riled for WWC. Ouch - made my day even worse. :(

perhaps we should all stop posting on this one now and ignore this attention seeking person

I don't know LRWG - but now a few have mention it it rings bells. Especially the way she had a go at me earlier - she did exactly the same on her infamous BF/FFing thread to me as well.

Yeah, I saw that. :(

I'm just raw today because I got turned down for DLA. Maybe the OP could use some of her wonderful free time to come and keep house for me and help me bathe/dress. LOL.

Appeal LRWG - the system really is the pits.

'It is such a damn shame that everything is going to backwards now because of the tories and people like the op who support them by encourage divide and conquer'....err, I'm a Tory and have no problem with those who need help genuinely getting it at all, but the OP made me see red I'm afraid.

What upsets me is that in the space of 15 years or less, people earning good incomes are reliant on tax credits or take it for granted that they will be there, and that is sad and a cynical extension by Labour of the welfare state precisely so this sort of situation occurs and they have a captive client state.

yes I agree appeal LRWG - do you have someone to help you fill the form in?

My mum had to appeal twice before she finally got awarded hers and she was in a very similar position to you (except I was older - but she still relied heavily on my dad and us to do basic stuff for her)

Thanks earwicga. Their reasoning is that I will not be as bad for the required nine months, so I don't think it's really worth it. The baby is due in February. When DD was born I was still on crutches for seven or eight months afterwards and I've told them that. But thank you anyway. :)

My 75 year old mother had to beg for months to get respite for my dad who has dementia but there are wasters like the op (who I'm pretty sure is a troll of the worst order) who think the world owes them a living and are "clever" enough to work the system whilst people like my mum who are to polite to question the system get nowt

Thanks both - am stepping away after my short visit to this thread as I am so angry. Hobnobs Mum and many others are suffering and struggling and people like the OP are a disgrace to society.

Scareyteacher, why would labour want an expensive extension of welfare state and captive audience?