You are kidding yourself if you think you'll be able to stop at 66.
Here's teh deal, 'retirement' was supposed to last, statistically, the last 5 years before your life expectancy was met.
In other words, you were supposed to work till you were near carking it.
It was never meant for adults to spend 40% of their lives not working.
We, people my age, near 40, will shortly be toiling to support today's pensioners who will still be alive when we were 66, after their not having worked for 40-50 years, knowing full well that we will get nothing, utter FA, for supporting them to play golf for the past 40 years.
If they think I am going to take that lying down, they have another thing coming.
If we're all in this together, then why is their neck more sacred than mine or that of my children's?