to be pissed of at the news saying the cut in child benefit is an attack on SAHM's. - AS IF ALL SAHM'S PARTNERS EARN ENOUGH TO PAY HIGHER RATE TAX....IF ONLY......

[ssd]

if only dh earned that much we'd be laughing

how about all the sahm's who's partner earns less and is paying lower rate tax?

does the media just assume to stay at home one of you MUST be earning £44k or above

what about those of us who struggle by on a lot less but want to be at home for our kids?

am sick of hearing how SAHM's with a partner earning higher rate tax will be hardest hit, some of us WOULD LOVE TO BE IN THAT POSITION

All stay at home parents who have a partner earning less than 44k will keep child benefit and if significantly less than 44k will be entitled to other benefits too.

People aren't assuming that if you stay at home your partner must earn 44k - this is just who will be affected most by the benefit reform they are proposing, single income households. They are discussing the news that has been announced this week, it doesn't impact people earning under 44k so why would people be talking about them?

My DP earns £16K and I love him 'sonly money.

I think that is trying pretty hard to be offended tbh

They are talking about the group affected. Of the group affected it will hit SAHMs more than anyone else

Completely agree, it's an "attack" on comparitively well off SAHM, not SAHM in general.

My dp doesnt earn anywhere near 44k but If he did I would be annoyed we would lose it as It is a slap in the face for sahm's.
Not everyone has the luxury of being able to have or find a full time job as they havent got anyone else there to help them, lots of women now that work have family that help and a grandma etc that can pick children up from school.
I and many others do not have that luxury so to me its just more help for people like that but very unfair on sahm's.

the media aren't assuming that are they?

it is the only societal kickback we get that says - we value the kids and the caring.

its existence was instrumental in my decision not to apply for a variety of health related benefits for 18 months, when i was trying to get on top of severely disabling chronic illness.

I'm a SAHM and my DH earns a good wage..although not quite £44K. My interpretation of the loss of CB is that the government want to encourage me (and other sahms)to go back to work and put our DCs into chidcare. That's what I object to. I think everyone should be able to claim CB until their children reach school age, at which point they have no reason not to work.

Have they said what is going to happen to the pension protection that CB currently affords SAHM?

sapphireblue I dont understand children of school age at which point they have no reason to work, I agree I would love to have a part time job that fitted around ds going to school next year but the way thing as are its impossible to find a full time job let alone a part time one that fits around school times. I have no one to rely on to pick up my son my dp works from 7 to 5 and I have no relatives near by what could I do???

I agree, also esp with younger children SAHMs have less childcare costs, eg a family earning a total of £60k with both parents working will be worse off that a SAHM whose partner earns £60k.

Two under 5s at nursery could cost say £100 per child per day - so £25k from post tax salary.

No reason not to work The3Bears

Before and after school clubs? Childminder? There are ways around it 9I also have no family nearby and a DH who commutes a long distance). I do appreciate that part time jobs are not easy to come by though (especially in the current climate).

YABU.

Maybe your dh will earn significantly more in a few years, find himself paying the higher rate tax and then you will find that without child benefit you are worse off.

Then you really will be pissed off.

I my dh earned anywhere near 44k we would be rolling in it.
sapphire ds2 and ds3 are both at school age but it impossible for me to work as ds3 is disabled and can not do more than 2 hours a day at school, that mixed in with all the different appointments we have to go to, I don't have time to work.

the media is just stating the facts - it is only SAHMs with a partner earning over 44k who will be affected. Or single mums earning 44k.

MumNWLondon, I doubt a couple earning 60k jointly would be putting their kids in full time nursery tbh - on those figures the most the lower earner would be on is 30k, so it wouldn't be worth it if you're spending 25k on childcare, especially once you've been taxed etc. Also, they will both be on the lower tax band.

Pretty much everyone i know who can go back to work with 2 or more kids has family help with childcare.

The media is commenting on the SAHMs who will be affected.
However, even this group of SAHMs is a v variable group- those on the cusp will have to be careful with their money, whereas other SAHMs are with someone earning a very large salary and therefore wouldn't need any further help from the government anyway. Presumably, those SAHMs who are struggling can find a part time job once DC are at school.

Threebears-I'm not quite sure what you are talking about. Why can't you pay for a childminder/ after school club like a lot of other people? Not everyone has a partner/ grandparent to help and they manage to survive!

I'm a SAHM - well actually I work PT from home but in any case - we will be losing CB because DH has a good salary. What is annoying is that if both parents are working but earning under 44k they will still get CB whereas if only one parent is working but earns 44k they will lose it. Not fair!! Joint income household £43k + £43k = £86k and they STILL get CB. Single income household - £44k - No CB. How is that fair? It's NOT!!!! Also annoying that DH pays a lot more in tax than if we were both working on lower salaries and yet people are always on here braying about higher earners needing to be taxed more. Grrrrrr!

SAHMS will not be the worst affected by this at all. It is the single parents.

If you are a SAHM with a DP earning £44K, and your CB gets cut, at least you have the wherewithal to go out and get a job to earn some money.

If you are a single parent and you earn £44K, and your CB gets cut, that is it. Your household inmcome is utterly dependent on you alone.

GOML - Not necessarily - some people would have to pay a fortune in childcare to go back to work so they could end up worse off!

I was a single parent and when I went back to work I was worse off working than I would have been when on benefits (in the bad ol' days before tax credits and help with childcare). I basically worked to pay the rent and childcare.

But being at work enabled me to work my way up the slippery slope and getting paid more/completed training etc, so was worth it in the end.

At least if you are a SAHM you have a choice to do something if your money is cut. A single person does not have that, their only option to earn more money is to get a second job.

PutTheKettleOn, it is perfectly possible to go back to work on a 30k salary (not that I've ever earned that much) if you use the cheaper option of a childminder. I hardly know anyone who uses a nursery because they are more expensive.

Goml is right.

Pmsl at the excuses why people with kids can't work.

GOML, my point is that SAHM DON't necessarily have the choice to do something. Their childcare costs could be more than their salary and they don't have other benefits(such as single parent's benefits or JSA) to fall back on. I'm not meaning this as a criticism of you BTW . I have great admiration for single parents who support their family by themselves.

Yes definately worse for single parents but SAHP too are affected. As others have said you may be ok now but what if your dp/dh salary goes up.

I am a SAHM who will probably return to work. Great job Govt. You want people on benefits to return to work yet you are encouraging a group who don't claim benefit except chb to return to work. Really clever.