US Healthcare // Epilepsy

[AJH92]

Hi there,

I have been trying to find out some information regards epilepsy, health insurance and medication costs in the US but it's difficult to piece together.

I'm wondering if there is any on here who has experience with the US health care system with or without epilepsy?

Long story very short, me, my wife and 2 kids are moving out to the US in 12 months time via my work, our youngest suffers with epilepsy and has medication which has brought it all under control.

Reading online, getting health insurance to cover epilepsy as it is a pre existing condition is almost impossible.

So I have two questions really, does this sound correct? And how would we work out a budget for how much his medication would cost?

Our kids health is more important than anything so if this means we back out of the move and I find a job with less travel then so be it.

Appreciate any help or experiences,

Andy

I found this statement from US Department of Health and Human Services

https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html

Tou could also find out from new employer which insurance companies they offer (assuming that is how you will get insurance) and follow up directly with the companies.

Hi Andy, I'm happy to help. I'm an American with work experience in health care here.

Whatever information you found about insurance being denied for preexisting conditions is outdated. The Affordable Care Act outlawed that practice in 2010.

Pre-Existing Conditions

If your employer is moving you here, they will provide you with medical insurance coverage that meets ACA standards. You'll have to ask them about the details, but most policies pay for medications with a $20-$30 per month copayment from the insured.

Feel free to ask me anything you like.