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University staff common room

This board is for university-based professionals. Find discussions about A Levels and universities on our Further education forum.

Zero hours lecturing classed as “seasonal” by lenders?

2 replies

xxxIntergalacticxxx · 28/01/2021 20:47

Hi uni folks, just wondered if anyone has had any trouble with lenders/mortgage underwriters classing zero hours lecturing as “seasonal work”?

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KihoBebiluPute · 29/01/2021 07:56

Of course they will. You can't expect them to do otherwise. How long have you been doing this work? Some lenders might treat it as more reliable if you have records of it continuing at a steady rate for a number of years.

xxxIntergalacticxxx · 29/01/2021 12:45

1 year. From what I understand, 12 months steady income is the minimum for zero hours to be counted as acceptable, but I guess even so, some lenders may be more willing than others to accept those contracts. Anyone have tips on how to get accepted by lenders despite this? Maybe specific lenders? Already got broker but they didn’t think the contract was a problem. Starting to lose hope and am considering a year of renting and then trying again.

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