A Polo could be a sensible first car, but at this price I’d be more interested in the condition of the particular car and the insurance cost than the badge. A well-maintained Fiesta, Fabia, Corsa, Yaris or Jazz could also be worth considering.
Before buying, run the registration through a comparison site with your son as the main driver. Do two quotes: one as a learner and one as though he has just passed. It’s often much cheaper while learning because he has to be supervised; the jump after passing can be surprisingly large.
A few other things worth trying:
• Get quotes around 21–26 days before the policy starts; 25 days is often suggested as the sweet spot.
• Compare standard comprehensive cover with telematics/black-box or app-based insurance.
• Add an experienced parent as a named driver if they will use the car. Don’t put them down as the main driver if your son will use it most as that’s fronting and can invalidate the policy.
• Check annual payment against monthly instalments, as monthly payment can include interest.
• Give accurate mileage, occupation and parking details.
For the Polo, check the service and MOT history, tyres, brakes, clutch, warning lights and any recurring advisories. If possible, see it start from cold and consider paying a local garage for an inspection.
I’d keep some of the £2,000–£2,500 aside for insurance, tax, servicing and immediate repairs. The cheapest car to buy isn’t always the cheapest first car to run.