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Advice on credit score

1 reply

Mumstheword1983 · 27/05/2026 09:18

Hi all. I have very good credit on Expedia. Always have. I use a Tesco loyalty card for all my transactions (food, groceries, gifts) and pay it off in full every month on pay day. This month I noticed some cash transaction fees. I was a bit baffled as I don't withdraw cash. Turns out because I buy weekly gift vouchers for Sainsbury's to do my shopping (I get 6% off with mi employer) they are now treating this as cash. I have done this for years and it's never come up as a cash transaction. I'm not too worried about the interest I will pay it and use my debit card from now on but how badly is this going to affect my credit? I know credit card cash withdrawals don't look good. I need to apply for a mortgage renewal in a year and I am worried this will bring my score down. Does anyone have any experience of this? Thanks

JoMumsnet · 28/05/2026 11:53

We're just moving this thread to our Chat topic in case anyone's around to answer the OP's query.

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