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Being judged for financial choices

12 replies

Plantbowl · 13/04/2026 16:34

I had a long marriage during which we lived well, but well within our means. We had holidays we loved but not long haul, we ate out somewhere really nice a handful of times a year, not every weekend, we had newish well maintained cars, but nothing fancy. We could have spent more on these kinds of things but enjoyed building security more than we wanted them iyswim.

Fwiw, I always earned at least as much as DH, once DC were out of primary school, more than he did, and I always managed the money and investments.

He died when DC were just adults, leaving me a relatively young widow, needing to build a new life.

As often seems to be the case this also meant new friends, as old ones seemed to drift away once I was no longer part of a couple.

I joined groups and took up hobbies and now have a happy active life involving lots of travel with friends. None of it is big expensive trips, but it is very regular, much more than I ever did with DH, at least in part because with him we were happy at home and didn't especially feel the need to go away.

Anyway, I'm living well, spending my own money, which I earn. I'm not saving much it's true, and I have the nest egg built with DH, which gives me some security, but day to day I am living off my own income.

I have recently heard a couple of remarks about "it being OK with a widows pension and life insurance".

I don't have a widows pension and the life insurance has been put by for when DC are ready to buy houses, but if I did, surely it would be mine to spend?

What's really annoying me is the assumption that I'm not supporting myself. That our previous lifestyle was all down to DH's income. It's just so sexist. DH earned well enough, but my comfortable position now is much more down to the way I managed money than him. (And the fact that we married young and stayed married, definitely had a positive impact on our joint finances).

Still, I need to let them think what they like, rather than try and set the record straight, don't I?

OP posts:
Hotpants123 · 13/04/2026 16:37

Tell them to fuck off!

2dogsandabudgie · 13/04/2026 16:40

Who's making these comments? How do people even know your financial circumstances?

Plantbowl · 13/04/2026 16:42

2dogsandabudgie · 13/04/2026 16:40

Who's making these comments? How do people even know your financial circumstances?

They don't know anything about my financial circumstances, that's the point, they're making assumptions based on the trips I go on.

These are people who were friends when I was married, and have seen the change to my lifestyle.

OP posts:

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Batteriesoptional · 13/04/2026 17:00

You can set them straight which might fleetingly make you feel better. Or you can just not bother. It’s none of their business and chances are given their sexist, arcane views they probably won’t believe you. I don’t think could be friends with someone who made comments about “widows pensions and life insurance policies”. Regardless of when you DH died, it’s grossly insensitive. You lost your life partner - what hideously remark to make. Find better friends.

Plantbowl · 13/04/2026 17:08

Batteriesoptional · 13/04/2026 17:00

You can set them straight which might fleetingly make you feel better. Or you can just not bother. It’s none of their business and chances are given their sexist, arcane views they probably won’t believe you. I don’t think could be friends with someone who made comments about “widows pensions and life insurance policies”. Regardless of when you DH died, it’s grossly insensitive. You lost your life partner - what hideously remark to make. Find better friends.

Oh, I'm under no illusion that they're still friends. That changed pretty much as soon as he died.

OP posts:
Planner2026 · 13/04/2026 17:24

No! Tell them! Tell them you live purely on your own salary and that you’ve set aside the life insurance money to give the kids deposits to buy their first properties. I’m

Vaxtable · 13/04/2026 17:34

Tbh if the started those comments again I would simply say

Look Joe and Jane you know nothing about my finances but I can confirm no widows pension, I am too young and no life insurance for me to live off. I earn my
money. And if you had remained true friends when my husband died instead of skulking off into the sunset I might’ve more inclined to tell you more. But you didn’t so stop talking about me

WittyTaupeFox · 13/04/2026 17:42

You do not need to justify yourself or your finances or choices to ANYONE.

you sound like a very calm considered person who has made good financial and life choices. I’m sorry for your loss and good on you for creating a life after your husbands death. 💐

Read Mel Robbins book - The Let Them theory. it may change your perspective & mean you worry less about other peoples opinions.

decorationday · 13/04/2026 17:42

They're not friends and never were. Or even halfway decent humans.

Unfortunately your children are also likely to experience similar kinds of pond scum telling them how "lucky" they are that their dad died young and "set them up" financially.

It is never ever worth engaging with such types. It will only fuel more nasty comments and gossip.

This isn't about you, it's about them being total dickheads.

decorationday · 13/04/2026 17:45

Planner2026 · 13/04/2026 17:24

No! Tell them! Tell them you live purely on your own salary and that you’ve set aside the life insurance money to give the kids deposits to buy their first properties. I’m

Why would you tell such nasty creatures personal information like that? It's just inviting more nastiness, probably aimed at the children.

Do not share personal information with pond scum like this. No good will come of it.

Growingaseed · 13/04/2026 17:48

Crikey OP I wouldn't be able to bite my tongue.

'You think it's ok for me losing my husband and the kids losing their Dad so young - wow!! For what it's worth all my money comes from my earnings and sadly there's no 'widows pension'. Although it's absolutely nothing to do with you.'

Obviously you might not want to correct them in which case just the nothing to do with you will suffice...

Hatty65 · 13/04/2026 17:57

I feel your annoyance! FWIW DH and I are both retired, he on a basic state pension and myself on a private pension (I'm not yet 67) which is more than his, because I was the higher earner and paid into a pension, whereas he was self employed and didn't ever bother.

Now the mortgage has been paid off we've finally had some money to do bits to the house - new windows for eg. Next door neighbour who has only known us a couple of years made some comment the other week about 'Blimey, she likes to spend your money mate' to DH and I was incandescent and said crossly, 'I'm spending my OWN money John. I always worked full time'. In actual fact DH and I just have a joint account and all money has always been pooled.

I managed not to say any more but I was hugely inflamed. His wife was apparently never worked - which is fine, and their choice - but it enraged me to be dismissed as the little woman spending someone else's hard earned money.

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